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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

I’ve been with Monzo since it was in beta.

I’ve been with Monzo since it was in beta. I have all my personal and business accounts with them. App is so much easier than competitors. Customer service is excellent. Reviewed on: 3rd April 2024

Best bank ever!

Best bank ever! The ability to save, see my mortgage and have investments all in one place. The app is so user friendly and when paying anything it’s so simple. Reviewed on: 3rd April 2024

good experience generally, easy to use platform.

good experience generally, easy to use platform. Inability to delete 'pots' only archive could be a downside Reviewed on: 3rd April 2024

I love it

Simple, easy, my main bank, always smooth Reviewed on: 3rd April 2024

Amazingly easy and simple, interactive and positive.

Amazingly easy and simple, interactive and positive. Great features for my non Monzo money too Reviewed on: 3rd April 2024

Simply the best Bank!

Simply the best Bank!! The facilities are fabulous and the app is all singing and dancing Reviewed on: 3rd April 2024

Seamless exactly what I need from my bank.

Seamless exactly what I need from my bank. Reviewed on: 3rd April 2024

Best bank I’ve tried, would recommend to anyone

Best bank I’ve tried, would recommend to anyone Reviewed on: 3rd April 2024

Banking made simple

Was recommended Monzo by a friend (actually it was multiple friends!) and was won over by the app functionality. Being able to categorise my spend has helped me understand my spending and saving habits. It’s also been a breeze when travelling abroad. No complaints, banking made simple! Reviewed on: 3rd April 2024

Good app for banking.

Good app for banking. Like the app. Reviewed on: 3rd April 2024

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