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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

It just works!!

Monzo provides me with the right services and it does so seamlessly. It just works!! Reviewed on: 3rd April 2024

Simplicity is the ultimate sophistication.

Simplicity is the ultimate sophistication. Reviewed on: 3rd April 2024

Monzo is the best bank.

Monzo is by far the best bank I've been with. Super easy to use and really helpful having everything in one place since I've moved everything across to Monzo. The best thing for me is the shared tab function that I use with my partner and also shared pots for budgeting. I've also had really good customer service whenever I've had an issue. Reviewed on: 3rd April 2024

Extremely fast and helpful support

Extremely fast and helpful support Reviewed on: 3rd April 2024

Amazing since day 1.

Been great since day 1. So easy to use and never looked back. Wife and I ended up starting a joint account and have even set up all our direct debits and mortgage up through Monzo. Reviewed on: 3rd April 2024

Best customer service is one you don’t need to use

Never had a problem see the review title Reviewed on: 3rd April 2024

I love Monzo!

I love Monzo. It’s revolutionised how I manage money with pots, savings, other accounts, flex and now investments. I’ve had to contact support a few times and every time they have been excellent and always prompt and friendly. New features arrive all the time. Oh, Monzo’s social media manager needs a raise or a huge bonus too; they do an excellent job at creating engaging, and usually humerous posts! Reviewed on: 3rd April 2024

Monzo boosts my mental health because it's so easy t...

Monzo boosts my mental health because it's so easy to manage my money. Reviewed on: 3rd April 2024

Seamless banking.

Seamless banking. User friendly native app. Easy Payments. Easy setup savings pot. Reviewed on: 3rd April 2024

Wouldn’t switch to any other bank!

I’ve used Monzo as my primary current account for a few years now and I can’t rate it highly enough. Lots of fantastic features, easy to use interface and a great interest rate on my savings account. I’ve only had to contact support a couple of occasions but whenever I have, I’ve used their in-app chat and it’s been super helpful. Wouldn’t switch to any other bank! Reviewed on: 3rd April 2024

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