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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Love monzo - especially their linkedin account!

5
Love monzo - especially their linkedin account! Reviewed on: 5th April 2024
Robyn H's avatar
Robyn H

Amazing experience!

5
Amazing experience! Love this bank! Reviewed on: 5th April 2024
Anastasiia K's avatar
Anastasiia K

I recommend Monzo to everyone I ever meet.

5
I recommend Monzo to everyone I ever meet. I love the easy access to your money, savings pots and even your credit score (which i never usually tracked before). It's made me so much more aware of what i am spending on a daily and monthly basis and has even got me starting my own savings but skimming my change so that I don't even know that it's gone! Love love love. Reviewed on: 5th April 2024
Kelsjf's avatar
Kelsjf

Better than all the others at customer service, loan...

5
Better than all the others at customer service, loans, replacement cards, feels like they actually care about my money not just using it to make themselves rich. It wants me to write more and apparently I'm doing great. Reviewed on: 5th April 2024
G u's avatar
G u

Simply the best

5
It’s a great, simple to use banking experience. I am able to gain insights to my spending habits. Reviewed on: 5th April 2024
Jackson T's avatar
Jackson T

Love my Monzo and upgraded to premium

5
Love my Monzo and upgraded to premium Reviewed on: 5th April 2024
Imran R's avatar
Imran R

I use Monzo every day for my current account, it is...

5
I use Monzo every day for my current account, it is so easy and has features most other banks don't have. I have Monzo plus so I get extra benefits and being able to receive your money a little earlier really helps when your in need. I recently had a problem and dealt with the team over live chat and it was so straightforward, clear and simple, the customer service was great! Reviewed on: 5th April 2024
Jess C's avatar
Jess C

An extremely happy customer

5
If I've ever had an issue, Monzo have been able to fix it quickly and responded at lightening speed! Any time I use my card, I can easily check on my account through the app. Honestly, the app is the easiest thing I have ever used, everything is clear and its super easy to navigate. Reviewed on: 5th April 2024
mlennox's avatar
mlennox

Brilliant

5
Brilliant! Transferring money between friends is easy and budgeting with splitting money into pots is great. Reviewed on: 5th April 2024
Cath P's avatar
Cath P

I love how easy the app is to use.

5
I love how easy the app is to use. It makes my online banking experience so much simpler, I don't need to get onto my laptop to move my money and can instantly pay friends back. The visual layout also makes it really easy to see how my money is moving. Reviewed on: 5th April 2024
Jess A's avatar
Jess A

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