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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Just great customer experience and awesome technology

5
Just great customer experience and awesome technology Reviewed on: 4th April 2024
James H's avatar
James H

Amazing bank.

5
Amazing bank. So much fun while doing normal banking, not to say the app is one of the best apps that I have used till date. Looking for new out of the box features in future. Reviewed on: 4th April 2024
Diptiman's avatar
Diptiman

Best current account

5
Switched and never looked back - easy, great way to track spending across all accounts incl Amex Reviewed on: 4th April 2024
G R B's avatar
G R B

Seamless experience, engaging and efficient digital...

5
Seamless experience, engaging and efficient digital customer journey Reviewed on: 4th April 2024
Charlotte H's avatar
Charlotte H

When I had my cards and phone stolen Monzo replaced...

5
When I had my cards and phone stolen Monzo replaced the card in 2 days and refunded unauthorised payments in 3 days. My high street bank took 2 weeks. Reviewed on: 4th April 2024
mark pearce's avatar
mark pearce

Easy to use.

5
Easy to use. Quick to get setup, great for using abroad. Also really easy to track where you are spending your money Reviewed on: 4th April 2024
Danny Heard's avatar
Danny Heard

Useful and professional

5
Useful and professional customer service always. Easy to manage money in account and pots. Reviewed on: 4th April 2024
Amelia M's avatar
Amelia M

A great app

5
Very easy to use. A great app and experience. Reviewed on: 4th April 2024
Deborah H's avatar
Deborah H

I LOVE IT - the best application anyone could ask for.

5
I LOVE IT - the best application anyone could ask for. Been a user since 2018!!!! I download other banks, try them for a week and run back to Monzo Reviewed on: 4th April 2024
Luna s's avatar
Luna s

Very easy to set up and great features

5
Very easy to set up my current account and a joint current account. The pots feature is fantastic! The saving accounts have a good interest rate. Reviewed on: 4th April 2024
Natasha T's avatar
Natasha T

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