Smart Money People Logo

Monzo: Current account reviews

4.92
Based on 19,285 reviews, last reviewed 13th Apr 2026
100450% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo helps me be confident about my money Monzo really helps me with savings investments etc it’s a great bank to save and for someone who is new to banking it’s a great experience to have wit... Read more Reviewed on: 13th April 2026
Tanika's avatar
Tanika

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026
Alex's avatar
Alex

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19285)

Everything is so simple and straight forward.

5
Everything is so simple and straight forward. Reviewed on: 3rd April 2024

Love Monzo!

5
Have got family and friends to join and once you convert you cant go back. Love that its so good for spending abroad and as someone saving for a first house splitting savings into pots and having my ISA all viewable in one place makes it so easy to save! Reviewed on: 3rd April 2024

Great bank account especially for when travelling ab...

5
Great bank account especially for when travelling abroad. I lost my card shopping on a trip to NYC and the fraudulent payments that the thief made were blocked and I got a new card by the time I came back home. Reviewed on: 3rd April 2024

Makes banking as bright as their cards.

5
Makes banking as bright as their cards. Reviewed on: 3rd April 2024

Great App to use.

5
Great App to use. Features I actually use Reviewed on: 3rd April 2024

Great banking service

5
They'll always be there for you! Reviewed on: 3rd April 2024

Whenever I have had a problem, it is resolved quickly.

5
Whenever I have had a problem, it is resolved quickly. The app is user friendly. Services are available at the click of a button. The monzo current account is simple. Reviewed on: 3rd April 2024

Monzo is great!

5
Monzo is great! So modern and up to date with the times Reviewed on: 3rd April 2024

Always rave about Monzo - have been with them since...

5
Always rave about Monzo - have been with them since they were in beta phase and have no regrets. Amazing bank! Reviewed on: 3rd April 2024

Love Monzo, so easy for splitting bills with others.

5
Love Monzo, so easy for splitting bills with others. Reviewed on: 3rd April 2024

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review