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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Turned a boyfriend into a husband!!!

5
It has made managing my current account and my spending with my boyfriend immeasurably wonderful! The job used to fall to me every (few??) months to go back through our calendar and figure out where we’d been, who’d spent what and what the running tally was for who owed what. So awkward!!! So time consuming!!! So inaccurate!!! Reviewed on: 4th April 2024
Gemma 's avatar
Gemma

Love - Banking has never been easier.

5
As someone who recently came to the UK, monzo has been fantastic in providing me with a stable bank, overdraft option, pay later options, pot savings and alll of that. Banking has never been easier. Reviewed on: 4th April 2024
Tahirah A's avatar
Tahirah A

A thousand thumbs ups!

5
As a Monzo beta user since 2016, these guys have just been getting better over the years and are always a couple of steps ahead of the high street banks. What a grand bank! Reviewed on: 4th April 2024
Raj M's avatar
Raj M

Amazing and intuitive app, so we'll designed

5
Amazing and intuitive app, so we'll designed Reviewed on: 4th April 2024
Bex h's avatar
Bex h

Monzo is the only account I have in the UK.

5
Monzo is the only account I have in the UK. That’s how proficient it is. Reviewed on: 4th April 2024
Vijeta's avatar
Vijeta

Prompt feedback and resolution to issues raised.

5
Prompt feedback and resolution to issues raised. Extremely fast reversals of disputed transactions and seamless card transactions Reviewed on: 4th April 2024
Ade F's avatar
Ade F

Great app, very user friendly and highly reliable

5
Love the app and how you can manage your money and keep seperare pots. Very easy to use and very quick and seamless interface, never have I ever had any down time or issues. Carry on bring greatness to the banking world and making banking modern fun and fresh. Reviewed on: 4th April 2024
Mo's avatar
Mo

Easy to track spending and spend abroad

5
Easy to track spending and spend abroad Reviewed on: 4th April 2024
Talhah U's avatar
Talhah U

No Fuss and Effective

5
Monzo app is incredibly user friendly and easy to navigate. Additional features such a Monzo flex and savings pots are fantastic. Reviewed on: 4th April 2024
Meg G's avatar
Meg G

I love Monzo!

5
I love Monzo! Great product and customer service Reviewed on: 4th April 2024
Matt D's avatar
Matt D

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