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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2946 reviews)

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4.97

Based on 2,946 reviews, last reviewed 13th Feb 2026

43300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great service great rates and is a life saver on man... Great service great rates and is a life saver on many occasions Reviewed on: 13th February 2026

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (2946)

Review of the Monzo, Flex Purchase credit card:

Best online banking

Best online banking and easy to use mobile app. Reviewed on: 3rd March 2023

Great credit card to have, easiest one to use

Great credit card to have, easiest one to use Reviewed on: 10th February 2026

Flexing made easy !

Never had any problems ! Flexing payments is easy and helpful! Reviewed on: 10th February 2026

Monzo Flex is simple to use, with great flexibility.

Monzo Flex is simple to use, with great flexibility. It shows clearly and concisely how much each bill will be and how changing each monthly payment will affect the subsequent payments. Reviewed on: 10th February 2026

Monzo Flex - No.1 for me

Was always anxious of using credit cards before I signed up to Monzo Flex. The UI and accessibility is a god send, would recommend to anyone. Reviewed on: 10th February 2026

Easy application

It didn’t take long when they gave me the money I borrowed. Reviewed on: 10th February 2026

Great bank moved everything to Monzo from high stree...

Great bank moved everything to Monzo from high street bank Reviewed on: 10th February 2026

Great customer service from Monzo flex

I have had positive experiences with using flex it’s the best of all the credit I have taken so far they understand my needs Reviewed on: 10th February 2026

Flex has been so simple and flexible

Flex has been so simple and flexible it’s changed how I manage my finances. I really appreciate that everything can be chosen and changed after the purchase Reviewed on: 10th February 2026

Amazing Flex

Flex is such an easy way to buy on credit without overspending you always aware what you owe and the pay early option is a bonus for me Reviewed on: 10th February 2026

Very easy to manage in the app, lots of options, cle...

Very easy to manage in the app, lots of options, clear information Reviewed on: 10th February 2026

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