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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (3086)

Review of the Monzo, Flex Purchase credit card:

Refreshing way to use credi

Love the control you have to choose to credit some items. Reviewed on: 24th March 2023

Very good for investing and using daily tasks

Very good for investing and using daily tasks Reviewed on: 9th February 2026

Amazing bank with a superb credit card

Monzo is the best bank and they have the best credit card ever made in UK Reviewed on: 9th February 2026

The best credit card on the market.

The best credit card on the market. The name Flex is fully reflect the instalment options provided Reviewed on: 9th February 2026

Monzo Flex is fantastic!

Monzo Flex is fantastic! It doesn’t feel like a normal credit card it’s like having your own personal CFO! It’s transparent, easy to use and manage and most importantly respects you’re lifestyle by letting you decide how and when you pay! Reviewed on: 9th February 2026

Perfect very handy to have.

Perfect very handy to have. Would definitely recommend Reviewed on: 9th February 2026

Best Bank ever!

I have had no reason to regret banking with Monzo. Excellent customer service without having to interact with anyone. No protocols, no bureaucracy, just excellent service everytime! Reviewed on: 9th February 2026

Thumbs up monzo

No issue so far.. thumbs up monzo Reviewed on: 9th February 2026

Great card, love the flexibility !

Great card, love the flexibility !! Also the UI with payments upcoming and moving them about is fantastic!! Reviewed on: 9th February 2026

spreading the cost of a pack of polos...

I love that I can spread the cost of a pack of polos over 3 months interest free Reviewed on: 9th February 2026

Easy to use, clear, and stress-free. Simple app

My experience with Monzo Flex has been smooth and straightforward. Everything is clear in the app, and payments are easy to track. Reviewed on: 9th February 2026

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