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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3121 reviews)

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4.97

Based on 3,121 reviews, last reviewed 8th Apr 2026

60400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible credit card Very flexible credit card and they have just allowed to pay friends from it too all be it there is a small fee Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (3121)

Review of the Monzo, Flex Purchase credit card:

Refreshing way to use credi

Love the control you have to choose to credit some items. Reviewed on: 24th March 2023

Unbelievable from start to finish

Unbelievable from start to finish Reviewed on: 9th February 2026

Good credit card

It was easy to sign up and use and it keeps you on track. Reviewed on: 9th February 2026

Easy to understand and very flexible.

Easy to understand and very flexible. Reviewed on: 9th February 2026

Great for foreign transactions and travel

Great to be able to get 3months interest free credit for purchases over £100. Good app support and great for foreign transactions. Reviewed on: 9th February 2026

Very easy to use on line is very good

Very easy to use on line is very good Reviewed on: 9th February 2026

Great credit choice for smaller purchases

Have used flex in various occasions in the past 2 years. Really appreciate the simplicity of use and flexibility in terms of paying off. Reviewed on: 9th February 2026

Monsoon Flex is amazing

I've been using Monzo Flex for months and it has been absolute amazing. Reviewed on: 9th February 2026

Amazing credit card and great to building credit score

Amazing credit card and great to building credit score Reviewed on: 9th February 2026

Ease of use, clear understanding of interest applied...

Ease of use, clear understanding of interest applied, knowledge base within the banking app! Reviewed on: 9th February 2026

Very easy to navigate and use, brilliant app layout.

Very easy to navigate and use, brilliant app layout. The extra information on each product is really helpful Reviewed on: 9th February 2026

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