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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (3086)

Review of the Monzo, Flex Purchase credit card:

Refreshing way to use credi

Love the control you have to choose to credit some items. Reviewed on: 24th March 2023

Flex the card

The card is great especially as give you the option to spread payments of over £100 over 3 months interest free. Reviewed on: 3rd March 2026

Honestly, I couldn't think of my life not having Mon...

Honestly, I couldn't think of my life not having Monzo in it! Reviewed on: 3rd March 2026

Understanding and being able to manage money better

Understanding and being able to manage money better Reviewed on: 2nd March 2026

I’m just enjoying using monzo flex

I’m just enjoying using monzo flex Reviewed on: 1st March 2026

Monzo flex card, how can I live without you

Monzo flex card its highly beneficial in the uk and in india. It makes my life so easier while traveling, shopping and in some emergency payment. The attraction is its 0% interest and transparency. Thank you Monzo for making my life easier Reviewed on: 1st March 2026

Monzo provides excellent information and advice with...

Monzo provides excellent information and advice without pressure. It gives alternatives to making payments. It provides a great service for my needs Reviewed on: 28th February 2026

Useful options and extras.

Useful options and extras. Easy to use. Nice links between other banks Reviewed on: 28th February 2026

Easy to use.

Easy to use. 3 months interest free installment. Installment plan editable Reviewed on: 28th February 2026

Great to use

Great to use easy to up limits by paying on time Reviewed on: 28th February 2026

The best credit card and app.

The best credit card and app. Nothing like it Reviewed on: 28th February 2026

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