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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

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4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (3124)

Review of the Monzo, Flex Purchase credit card:

Refreshing way to use credi

Love the control you have to choose to credit some items. Reviewed on: 24th March 2023

Best credit card I have ever had.

Best credit card I have ever had. Reviewed on: 22nd March 2025

World best credit I have ever seen

World best credit I have ever seen Reviewed on: 21st March 2025

Best online banking excellent credit card policy

Best online banking excellent credit card policy Reviewed on: 20th March 2025

So easy to use simple app.

So easy to use simple app. Love that I can choose the payments and date pay more or just the minimum. Reviewed on: 20th March 2025

Monzo flex credit card is amazing very easy to use a...

Monzo flex credit card is amazing very easy to use and the best feature is you can spread the cost and there is no interest if make full payment overall excellent experience and definitely would recommend Reviewed on: 20th March 2025

Good card!

Good card and satisfied with the operation and offers provided. Reviewed on: 20th March 2025

The app is seamless and very easy to use.

The app is seamless and very easy to use. I love Flex and the 1p saving challenge! Reviewed on: 20th March 2025

Different is better

Love how Monzo flex works a little differently to a regular credit card. It makes me feel more in control. Reviewed on: 19th March 2025

The bank that does everything you need.

The bank that does everything you needed even if you didn't realise Reviewed on: 19th March 2025

Perfect and very easy to use and pay back

Perfect and very easy to use and pay back Reviewed on: 19th March 2025

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