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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

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4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (3124)

Review of the Monzo, Flex Purchase credit card:

Refreshing way to use credi

Love the control you have to choose to credit some items. Reviewed on: 24th March 2023

Flex Different

The flex credit card is the best on the market. Really easy to use and can pay off extra whenever convenient. The fact it is interest free over three months is a massive bonus for me. App is so easy to use too. Best credit card I've had. Reviewed on: 19th March 2025

Monzo rocks

A fantastic app that offers a whole new level of open banking Reviewed on: 19th March 2025

Changed the banking world

Great app and technology development, really changed the landscape Reviewed on: 19th March 2025

Great first credit card.

Great first credit card. offers great flexibility and is really clear with charges, user friendly app makes applying and using the card super easy. Reviewed on: 19th March 2025

Great prices, easy to work with, easy to set up

Great prices, easy to work with, easy to set up Reviewed on: 19th March 2025

I find Monzo to be extremely user friendly!

I find Monzo to be extremely user friendly! Everything is does to help you save, budget and just have general financial health is perfect for the modern person. Reviewed on: 19th March 2025

I love Monzo flex.

I love Monzo flex. It has allowed me to finance things in my life that are essential with either no interest rate or very little interest rate. It has in some ways changed my life. The app is intuitive, simple and fun as well. Reviewed on: 19th March 2025

Amazing features especially flex credit ui ux amazin...

Amazing features especially flex credit ui ux amazing very gamified experience of bank account great stuff uber Reviewed on: 19th March 2025

Monzo Enthusiast

The flex without interest makes my life more easier and I don't have to pay any extra interest .It literally breaks up the purchases into three installments which is manageable and also good. Reviewed on: 19th March 2025

Great customer service

I love how monzo is practically online and seamless. Every thing can be done through the app. Reviewed on: 19th March 2025

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