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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2491 reviews)

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4.96

Based on 2,491 reviews, last reviewed 27th Apr 2025

33850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex gives you the customer friendly visualisa... Monzo Flex gives you the customer friendly visualisation to users which helps manage your finance. Not many credit cards have what Monzo has in terms ... Read more Reviewed on: 27th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2491)

Review of the Monzo, Flex Credit Card:

Monzo No. 1 Fan

Used for 4 years. Lots of innovative new products. Good interest rates and easy to use savings and investments. Can get everything in one place. Overall highly recommended Reviewed on: 18th March 2025

Monzo are great!

Monzo are great!, relateable, Hip and refreshing giving the banking sector a run for its money "No pun intended" - the Flex card makes those big purchases less daunting - 5* from me Reviewed on: 10th April 2025

Uni Life with Monzo

I have been using monzo since I was around 16. it allowed me to independently manage my own money, create savings and spend money easier abroad. in recent years i have been using the flex card. this feature has saved my life so many times. as a uni student, it can be hard to find a credit card or someone that trusts you to pay it back. using flex has allowed me to make my priority payments, and then anything else I can pay back in instalments which creates more flexibility with my income. Reviewed on: 10th April 2025

Flex is a brilliant product.

Flex is a brilliant product. I loved using it for all my purchases Reviewed on: 10th April 2025

Flex Credit Card

Good offering of 3 month interest free repayments Reviewed on: 10th April 2025

Love monzo!

Love monzo! The nest customer service and user friendly offerings. Reviewed on: 10th April 2025

Great product overall

Great product overall with fantastic user interface, branding and credit limits. Cashback offerings are decent but could be better and should be applied without needing to opt in. Had to dispute one charge which took a long time to be progressed by their automated process but once they manually reviewed the dispute, they progressed the matter quickly. Reviewed on: 10th April 2025

The flexibility and ease of sorting out daily expens...

The flexibility and ease of sorting out daily expenses and organising my spending on Monzo is really smooth and easy Reviewed on: 10th April 2025

Monzo are great and have been for years!

Monzo are great and have been for years! They were so much quicker and advanced than other banks. Reviewed on: 9th April 2025

Speedy communication and easy to navigate

Speedy communication and easy to navigate Reviewed on: 9th April 2025

Monzo is great

I really appreciate the pay in three feature as it helps manage larger expenses without causing financial stress. Monzo has excellent customer service and they respond quickly and helpfully. I also find the app very easy to use. We use it to manage our household bills, which makes everything much more convenient. Reviewed on: 8th April 2025

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