Smart Money People Logo

My Community Bank : Savings reviews

4.88
Based on 1,781 reviews, last reviewed 5th Aug 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It has been easy to invest with better interest rate... It has been easy to invest with better interest rates than in the High Street. I have been investing with My Community Bank for the last several years... Read more Reviewed on: 27th July 2025
Sanober S's avatar
Sanober S

Latest lowest rating:

1

They will NOT return your SAVINGS after maturing This bank is a scam, quite clearly. I see that other customers have had the same experience: I AM UNABLE TO RECOVER MATURED FUNDS. This is really real... Read more Reviewed on: 5th August 2025
Priya G's avatar
Priya G

About this product

My Community Bank aren't currently accepting new applications for savings accounts.

My Community Bank’s reviews help you find out what it’s really like to be a customer. If you’ve used My Community Bank before, you can also leave a review and share your experience.

My Community Bank Savings reviews (1781)

Review of the My Community Bank, Savings:

Generally good

4
Generally good but need better products Reviewed on: 25th March 2025

Very competitive Savings rates.

5
I opened an account with My Community Bank because they offered me a very competitive fixed term return rate on my Savings & to evidence that I recently re-deposited funds for a further fixed term with My Community Bank because a market leading rate was on offer which I just had to snap up. I will seriously consider depositing further funds with My Community Bank. Also, very importantly My Community Bank is covered by the Financial Services Compensation Scheme up to £85,000. Reviewed on: 19th July 2023

Superb Community

5
Saving with My Community Bank is simple and easy to do, no fuss or complicated forms a superb Community service! Reviewed on: 19th July 2023

Competitive yet not a bank

5
I like that it is for the community so to speak, seemingly run for the customers benefit and it was sent a bank. But also very competitive in what it has to offer! Reviewed on: 19th July 2023

Brilliant

5
Good rate of interest. Easy to set up. Reviewed on: 19th July 2023

Fair rate, straightforward online system

5
The bank supplied me with a good rated bank account. I've logged onto the service now and then and found it to be very useful. Reviewed on: 19th July 2023

Easy to deal with

5
Very easy to deal with. Simple online application, and easy to keep track of savings. Reviewed on: 19th July 2023

Good Interest & Values

4
Good Interest rates and Values based in community prosperity Reviewed on: 19th July 2023

High fixed term savings rates

5
I am a regular investor in Fixed Term Savings &/or Bonds of all types and lengths provided always that they have FCIS cover. Nine times out of ten when ready to invest, I first compare with other Banks, Building Societies, and Finance companies and their offerings. Many times I find that My Community Bank has the highest rates on offer for me, as a result of which over time I have opened some eight accounts with them, and a further six accounts via them with Castle Community Bank I find such Credit Unions very trustworthy. Furthermore when I have had need to discuss issues with them, their customer service. Is truly excellent - they always seem to place the customer first and thus certainly make you feel good ! I certainly have had no problems that have not been dealt with quickly - I even was once offered a rate of interest of .05% above the published rate as a solution. Find a bank that will ever do that. So with often & generally higher rates on offer, full security, plus fast and efficient service, i have no problem at all in endorsing MCB and have no hesitation in recommending them to family, friends and in fact all comers. Reviewed on: 19th July 2023

Very helpful staff

5
The staff here really helped me setting up my savings account. They were very professional and sorted out all the steps I needed to take Reviewed on: 19th July 2023

Brilliant savings rate from an ethical bank

5
This is one of the best savings rates available from any bank let alone one that supports local community members to get loans. The interest is added daily and you can watch your investment grow online in real-time. Reviewed on: 19th July 2023

Do you have a different My Community Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from My Community Bank ?

    View all products