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Nationwide: Cash ISA reviews

Name: Cash ISA
Rating: 4.63 (82 reviews)

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4.63

Based on 82 reviews, last reviewed 20th Aug 2026

25% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

18%

Latest highest rating:

5

Offers great rates on cash isa products all within a... Offers great rates on cash isa products all within an esdy to use app Reviewed on: 20th August 2026

Latest lowest rating:

1

Martin Lewis wouldn't be impressed!! Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the y... Read more Reviewed on: 14th July 2023

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About this product

The Nationwide Fixed Rate Cash ISA can be opened with as little as £1.

You can open a Nationwide Cash ISA by using the banking app or internet bank (if you’re registered) or you can visit a local branch. Withdrawing money before the term ends closes the account and you’ll pay an early access charge.

Nationwide Fixed Rate Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Cash ISA reviews (82)

Review of the Nationwide, Cash ISA:

Martin Lewis wouldn't be impressed!!

Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the year if I don't contact them (I am old and could find myself in hospital then etc.etc.) The answer is that the money goes into a holding "Maturity Account". After further enquiry, I establish that the maturity account would pay 1.4% interest "as instant access". Martin Lewis, in his weekly MSE newsletter says that we shouldn't be accepting less than 4% on instant access accounts. I like the local Nationwide very much, but, come on Nationwide, is this fair and good practice??? And how much investors money are you holding at this derisory rate? Reviewed on: 14th July 2023

Offers great rates on cash isa products all within a...

Offers great rates on cash isa products all within an esdy to use app Reviewed on: 20th August 2026

Always helpful staff in the local Nationwide Branch.

Always helpful staff in the local Nationwide Branch. So glad they are not closing down like a lot of other banks/building societies. Reviewed on: 9th July 2026

always brilliant branches

always brilliant service in bran Reviewed on: 13th June 2026

Good ISA and fairer share

Strong ISA product. Cash ISA has good rates and very helpful customer services - both via the phone and in branches in person. Also appreciate the fairer share payment which is a nice thing to have. Reviewed on: 12th June 2026

Good rate, local, can talk to a human.

Good rate, local, can talk to a human. Reviewed on: 12th June 2026

Great customer service .

Great customer service . Branches are staffed. Staff very knowledgeable Reviewed on: 12th June 2026

So helpful and reassuring!

I wanted to consolidate money from several different accounts scattered around many different building societies into one ISA, and didn't have a clue how to go about it. I booked an appointment with a lady from Nationwide who talked me through the process and did it all for me. She was really helpful and reassuring and I now feel much more comfortable having everything in one place, with a building society I trust Reviewed on: 12th June 2026

Very good pleasant helpful staff not bad interest rate

Very good pleasant helpful staff not bad interest rate Reviewed on: 11th June 2026

Excellent

Very good, easy to move old one to new one. Staff in bank very helpful and quick. Reviewed on: 18th April 2026

Great service

Its great to have a bank on the high street.Something nationwide are committed to for a few more years to come.Always find the staff very knowledgeable and willing to help Reviewed on: 17th April 2026

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