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Nationwide: Cash ISA reviews

Name: Cash ISA
Rating: 4.63 (82 reviews)

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4.63

Based on 82 reviews, last reviewed 20th Aug 2026

25% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

18%

Latest highest rating:

5

Offers great rates on cash isa products all within a... Offers great rates on cash isa products all within an esdy to use app Reviewed on: 20th August 2026

Latest lowest rating:

1

Martin Lewis wouldn't be impressed!! Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the y... Read more Reviewed on: 14th July 2023

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About this product

The Nationwide Fixed Rate Cash ISA can be opened with as little as £1.

You can open a Nationwide Cash ISA by using the banking app or internet bank (if you’re registered) or you can visit a local branch. Withdrawing money before the term ends closes the account and you’ll pay an early access charge.

Nationwide Fixed Rate Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Cash ISA reviews (82)

Review of the Nationwide, Cash ISA:

Martin Lewis wouldn't be impressed!!

Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the year if I don't contact them (I am old and could find myself in hospital then etc.etc.) The answer is that the money goes into a holding "Maturity Account". After further enquiry, I establish that the maturity account would pay 1.4% interest "as instant access". Martin Lewis, in his weekly MSE newsletter says that we shouldn't be accepting less than 4% on instant access accounts. I like the local Nationwide very much, but, come on Nationwide, is this fair and good practice??? And how much investors money are you holding at this derisory rate? Reviewed on: 14th July 2023

Friendly, helpful staff

I went into my local branch to get help with consolidating several cash ISAs into one, and closing down my old ISA accounts. The lady who took me through the process was super helpful and efficient, explained everything clearly and was very reassuring, and got everything done quickly and efficiently. Reviewed on: 16th April 2026

Been with nationwide many years and always received...

Been with nationwide many years and always received outstanding service Reviewed on: 16th April 2026

Keeping branches open.

Keeping branches open. Very good advice for investing and day to day accounts Reviewed on: 26th March 2026

OAP review

Everything on the website has been so simple for an older investor like myself Reviewed on: 25th March 2026

Was a good rate staff were very helpful

Was a good rate staff were very helpful Reviewed on: 24th March 2026

Decent interest rate for high street bank, would rec...

Decent interest rate for high street bank, would recommend especially if you already have an account! The main account also great especially with all the various perks Reviewed on: 8th March 2026

Great service in branch and on app

Simple banking on app and in branch. Great choice for savers with good, competitive rates. Reviewed on: 13th February 2026

very straightforward to do online with

very straightforward to do online with Reviewed on: 13th February 2026

BEST SWITCH I EVER MADE

Switched to this bank about two years ago.Had some great offers and taken advantage of their high interest rates on cash isa's.prevoiusly with the Halifax for years.That banks gone stale and not interested in the customers Reviewed on: 23rd January 2026

It was very easy to set up a spousal isa with Natoin...

It was very easy to set up a spousal isa with Natoinwide during a stressful period with the death of my wife the staff were very helpful both on the telephone and when I visited the local branch. Reviewed on: 23rd January 2026

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