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Nationwide: Cash ISA reviews

Name: Cash ISA
Rating: 4.66 (64 reviews)

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4.73

Based on 64 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

20%

Latest highest rating:

5

BEST SWITCH I EVER MADE Switched to this bank about two years ago.Had some great offers and taken advantage of their high interest rates on cash isa's.prevoiusly with the Hal... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Martin Lewis wouldn't be impressed!! Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the y... Read more Reviewed on: 14th July 2023

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About this product

The Nationwide Fixed Rate Cash ISA can be opened with as little as £1.

You can open a Nationwide Cash ISA by using the banking app or internet bank (if you’re registered) or you can visit a local branch. Withdrawing money before the term ends closes the account and you’ll pay an early access charge.

Nationwide Fixed Rate Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Cash ISA reviews (64)

Review of the Nationwide, Cash ISA:

Martin Lewis wouldn't be impressed!!

Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the year if I don't contact them (I am old and could find myself in hospital then etc.etc.) The answer is that the money goes into a holding "Maturity Account". After further enquiry, I establish that the maturity account would pay 1.4% interest "as instant access". Martin Lewis, in his weekly MSE newsletter says that we shouldn't be accepting less than 4% on instant access accounts. I like the local Nationwide very much, but, come on Nationwide, is this fair and good practice??? And how much investors money are you holding at this derisory rate? Reviewed on: 14th July 2023

Good rates.

Good rates. Easy to apply online Reviewed on: 26th February 2025

Good ISA product

Simple to set up and manage. Notifications & instructions approaching term Reviewed on: 14th October 2024

ALWAYS AVAILABLE!

Always available to help, give advice, no rush just personal Gold Standard Service Reviewed on: 5th September 2024

Nationwide is excellent.

Nationwide is excellent. The account was perfect for what I needed, and I have no complaints. Reviewed on: 24th August 2024

Great customer service and interest rates - long tim...

Great customer service and interest rates - long time customer. Reviewed on: 26th June 2024

Great products and fantastic customer service!

I was able to reactivate a very old savings account, transfer it into a modern Regular Saver, open a current account and take out a 1-year Fixed Rate ISA........ all with one visit to my local branch. Reviewed on: 29th May 2024

A very reliable bank, app works nicely and everythin...

A very reliable bank, app works nicely and everything has been communicated well so far. Hopefully this will continue for longer. Reviewed on: 25th May 2024

ALWAYS A VERY COMPETITIVE INTEREST RATE .

ALWAYS A VERY COMPETITIVE INTEREST RATE .SIMPLE AND EASY TO APPLY ONLINE. EXCELLENT CUSTOMER SERVICE . Reviewed on: 24th May 2024

Nationwide usually provides competitive rates for it...

Nationwide usually provides competitive rates for its ISA products, especially in 2024. It also allowed multiple ISA accounts under a single “ISA”, which was important before the rule change allowing multiple ISA account openings within the same year. Reviewed on: 12th April 2024

Arranged an account opening meeting at Edinburgh Sou...

Arranged an account opening meeting at Edinburgh South St Davids Street branch. Very convenient and comfortable seated introduction and efficiently ran through the digital application and checking my ID. I signed on the dotted line and less than a week later I had a current account with a £200 joining bonus and a cash ISA. Painless! Reviewed on: 26th February 2024

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