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Nationwide: Cash ISA reviews

Name: Cash ISA
Rating: 4.66 (64 reviews)

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4.73

Based on 64 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

20%

Latest highest rating:

5

BEST SWITCH I EVER MADE Switched to this bank about two years ago.Had some great offers and taken advantage of their high interest rates on cash isa's.prevoiusly with the Hal... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Martin Lewis wouldn't be impressed!! Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the y... Read more Reviewed on: 14th July 2023

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About this product

The Nationwide Fixed Rate Cash ISA can be opened with as little as £1.

You can open a Nationwide Cash ISA by using the banking app or internet bank (if you’re registered) or you can visit a local branch. Withdrawing money before the term ends closes the account and you’ll pay an early access charge.

Nationwide Fixed Rate Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Cash ISA reviews (64)

Review of the Nationwide, Cash ISA:

Martin Lewis wouldn't be impressed!!

Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the year if I don't contact them (I am old and could find myself in hospital then etc.etc.) The answer is that the money goes into a holding "Maturity Account". After further enquiry, I establish that the maturity account would pay 1.4% interest "as instant access". Martin Lewis, in his weekly MSE newsletter says that we shouldn't be accepting less than 4% on instant access accounts. I like the local Nationwide very much, but, come on Nationwide, is this fair and good practice??? And how much investors money are you holding at this derisory rate? Reviewed on: 14th July 2023

Nationwide is great

I really love the ethics that Nationwide believe in I have banked with them for over 20 years, I love their adverts and how they treat their employees Reviewed on: 11th April 2021

Helpful and reliable

I have been with this company for banking and mortgage facilities for around twenty years and have been totally satisfied with performance. Reviewed on: 16th September 2020

Easy and Simple

Love that you can do everything from your banking app, it's easy to understand and easy to save money. Reviewed on: 25th June 2020

Fabulous service

The service is great. Staff are friendly, polite and professional Reviewed on: 8th February 2020

Excellent Service

Nationwide are always helpful and attentive to detail. Reviewed on: 22nd January 2020

Easy to use

Easy to use and sign up online no problems so would recommend Reviewed on: 23rd November 2019

Easy way to save

Easy to save. Reliable. No risk. Reviewed on: 6th January 2019

Bank account

They are the best very helpful and friendly. Reviewed on: 18th December 2018

Great Savings Account

I cannot access my ISA until I am 18, meaning I can't spend my savings and can build them up quicker! Reviewed on: 29th November 2018

Great ISA rate

I have recently put my money into the new ISA Nationwide announced for customers who have an account with them. They are giving you a higher rate and it was so easy to do online. I had looked at other banks and the rate was not as good as Nationwide. Reviewed on: 20th April 2018

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