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Nationwide: Cash ISA reviews

View other Nationwide products
4.63
Based on 82 reviews, last reviewed 20th Aug 2026
25% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
78%
See only 4 star reviews
18%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Offers great rates on cash isa products all within a... Offers great rates on cash isa products all within an esdy to use app Reviewed on: 20th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Martin Lewis wouldn't be impressed!! Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the y... Read more Reviewed on: 14th July 2023
TECHNOPHOBE's avatar
TECHNOPHOBE
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About this product

The Nationwide Fixed Rate Cash ISA can be opened with as little as £1.

You can open a Nationwide Cash ISA by using the banking app or internet bank (if you’re registered) or you can visit a local branch. Withdrawing money before the term ends closes the account and you’ll pay an early access charge.

Nationwide Fixed Rate Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Cash ISA reviews (82)

Review of the Nationwide, Cash ISA:

Martin Lewis wouldn't be impressed!!

1
Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the year if I don't contact them (I am old and could find myself in hospital then etc.etc.) The answer is that the money goes into a holding "Maturity Account". After further enquiry, I establish that the maturity account would pay 1.4% interest "as instant access". Martin Lewis, in his weekly MSE newsletter says that we shouldn't be accepting less than 4% on instant access accounts. I like the local Nationwide very much, but, come on Nationwide, is this fair and good practice??? And how much investors money are you holding at this derisory rate? Reviewed on: 14th July 2023
TECHNOPHOBE's avatar
TECHNOPHOBE

Good savings rate offered and good customer service

4
Happy with the savings rate offered and the terms. Good service experienced at my local branch Reviewed on: 28th March 2016
Fiona King's avatar
Fiona King

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