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NatWest: Basic Account reviews

Name: Basic Account
Rating: 4.61 (2101 reviews)

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4.51

Based on 2,101 reviews, last reviewed 15th Jun 2025

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

13%

Latest highest rating:

5

Brilliant and well easy to use easy to understand... Brilliant and well easy to use easy to understand Reviewed on: 15th June 2025

Latest lowest rating:

2

Functional but Underwhelming I opened an account with NatWest when I first moved to the UK — not out of preference, but because I needed an account with a mainstream bank. Since t... Read more Reviewed on: 11th April 2025

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About this product

The NatWest Basic Current Account is a free account designed for everyday use. Account holders can benefit from a mobile banking app and 24/7 support. There are also overdraft options available.

There are a range of current accounts on the market designed for managing your everyday finances. What better way to understand which one’s right for you, than by hearing from existing customers? We collect NatWest Basic Current Account reviews to help you make an informed decision when choosing your new account.

Find out how long account holders have had their Basic Current Accounts with NatWest. Read about the main pros and cons of the account. Learn how responsive the customer service team is and how quickly customer issues are resolved. Read about the mobile banking app and the features it provides. Find out if existing customers would recommend the account to family and friends. Browse our NatWest Basic Current Account reviews to find the ones most useful to you.

If you have a Basic Current Account with NatWest, share your experience on Smart Money People. Tell us why you chose this account and how satisfied you’ve been so far. Is this your main bank account? If you use the mobile banking app, which features do you find the most useful? Don’t forget to include any experiences you’ve had with the customer service team. If you’ve had an overdraft on your account, tell us about your experience with it. Whether good or bad, write an honest NatWest Basic Current Account review today. Together, we can help people like you make better financial decisions.

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NatWest Basic Account reviews (2101)

Fab bank

Fab bank never had any issues. Always happy to help Reviewed on: 31st March 2023

Simple

The app is very simple and easy to use. My girlfriend and my dad both have natwest accounts as do many other people I know. I think the app is very straight forward and to have multiple accounts show to help you keep track of where you are is genius. Reviewed on: 31st March 2023

Amazing Bank App

Possess such a user friendly app. Reviewed on: 30th March 2023

LONDON CALLING

Used this bank in the 80’s when I started my first design job in London. 30+ years later and now in the Financial sector. Stayed with this bank. No need to change. Great high interest rate in savings account and my application took minutes. Despite cash incentives to SWITCH. Bank history of over 30 years is good for credit rating. Reviewed on: 30th March 2023

Innovative

A banking app that is actually straight forward and works and is fit for purpose Reviewed on: 30th March 2023

The best app

Very helpful and fantastic account I have recommended many family and friends Reviewed on: 30th March 2023

Amazing

Easy to use, quick service and the saving accounts are great. Reviewed on: 30th March 2023

Natwest are amazing

They are brilliant at supporting customers. Always helpful when my account has been hacked before. Good products too. Reviewed on: 29th March 2023

Aintree Branch

The staff at Aintree help my with questions and queries I had after switching my account. They were extremely helpful xxx Reviewed on: 29th March 2023

Quick and friendly service staff are amazing and friendly

Staff are always polite and friendly helpful service I've been with nat west for many years never had cause for complaint Reviewed on: 29th March 2023

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