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NatWest: Basic Account reviews

4.51
Based on 2,101 reviews, last reviewed 15th Jun 2025
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
78%
See only 4 star reviews
13%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
3%

Latest highest rating:

5

Brilliant and well easy to use easy to understand... Brilliant and well easy to use easy to understand Reviewed on: 15th June 2025
Ricky G's avatar
Ricky G

Latest lowest rating:

2

Functional but Underwhelming I opened an account with NatWest when I first moved to the UK — not out of preference, but because I needed an account with a mainstream bank. Since t... Read more Reviewed on: 11th April 2025
Eric U's avatar
Eric U

About this product

The NatWest Basic Current Account is a free account designed for everyday use. Account holders can benefit from a mobile banking app and 24/7 support. There are also overdraft options available.

There are a range of current accounts on the market designed for managing your everyday finances. What better way to understand which one’s right for you, than by hearing from existing customers? We collect NatWest Basic Current Account reviews to help you make an informed decision when choosing your new account.

Find out how long account holders have had their Basic Current Accounts with NatWest. Read about the main pros and cons of the account. Learn how responsive the customer service team is and how quickly customer issues are resolved. Read about the mobile banking app and the features it provides. Find out if existing customers would recommend the account to family and friends. Browse our NatWest Basic Current Account reviews to find the ones most useful to you.

If you have a Basic Current Account with NatWest, share your experience on Smart Money People. Tell us why you chose this account and how satisfied you’ve been so far. Is this your main bank account? If you use the mobile banking app, which features do you find the most useful? Don’t forget to include any experiences you’ve had with the customer service team. If you’ve had an overdraft on your account, tell us about your experience with it. Whether good or bad, write an honest NatWest Basic Current Account review today. Together, we can help people like you make better financial decisions.

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NatWest Basic Account reviews (2101)

The best bank

5
The best banking app by far,it does it all Telephone service excellent a friendly voice every time .Well done Reviewed on: 3rd April 2023

Great

5
I love banking with natwest, its simple and easy to use the app, as each time it updates new features are added like the breakdown costs of things i spend money on which is really helpful to keep a track off. Reviewed on: 3rd April 2023

Natwest app

4
Never had any problems and happy with the service Reviewed on: 3rd April 2023

Super job

5
Wonderful and helpful tool for all my transactions Reviewed on: 3rd April 2023

Very helpful

5
Natwest is very helpful and will recommend to anyone Reviewed on: 2nd April 2023

Easy and clear too use

5
Straight forward to use constant updates and great support should you need it Reviewed on: 1st April 2023

Brilliant

4
I think that West Bank is amazing always helpful always around when you want to speak to someone Reviewed on: 1st April 2023

Great Bank best customer service

5
Very positive and very good banking experience for me Reviewed on: 1st April 2023

I am a vulnerable customer and they always help me.

5
Because I'm a disabled and vulnerable customer and can get mixed up, they helped me by helping me set up this app. Now I know exactly how much money goes in and how much goes out. It really helps me. Because I can't open my mail, I never used to know what was happening, but now if anything is going wrong, they phone me. They are very nice and kind. Thank you. Reviewed on: 31st March 2023

Easy to use app

4
Excellent app. Intuitive, quick to use. Reviewed on: 31st March 2023

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