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NatWest: Personal Loan reviews

4.19
Based on 152 reviews, last reviewed 24th Mar 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
74%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
4%
See only 1 star reviews
14%

Latest highest rating:

5

Easy and quick to sort I took out a personal loan with Natwest and it was quick and easy. Money was transferred the same day. Reviewed on: 24th March 2026
Mike H's avatar
Mike H

Latest lowest rating:

1

Worst bank and I have seen it go good to... Worst bank and I have seen it go good to terrible Reviewed on: 30th March 2024
Sajid K's avatar
Sajid K

About this product

NatWest personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our NatWest personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a NatWest personal loan, we'd love you to write a quick review too.

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NatWest Personal Loan reviews (152)

Perfect

5
Is the better app banking than I know Reviewed on: 17th February 2023

Good

5
I am happy to be NatWest customer and very good customer also technology easy to understand programming… Reviewed on: 17th February 2023

Always offer the best deals!

5
Never think twice of using Natwest loan offers if I need if a loan. Been helped for many years with this. Always amazing interest rates. Reviewed on: 17th February 2023

The best bank of world!!

5
The best bank I've ever had! I really love this bank! Reviewed on: 17th February 2023

Great For Everyone

5
Good as it is...High recomendet Reviewed on: 17th February 2023

Efficient and fast processing and service.

4
Good service from NatWest with quick service the following day fulfilled. Reviewed on: 9th February 2023

Loan Account Dissapointing

2
Recently took out a loan account with NatWest and very dissapointed to discover that to make early / overpayments that you have to also pay 50+ days interest on the amount outstanding aswell as the overpayment amount. Very dissapointing when other major banks allow you to pay without incurring this additional interest charge. Reviewed on: 8th February 2023

MR DANIEL SZABO

5
I want please emergency money? Please Reviewed on: 8th February 2023

Easy loan

5
Easy to arrange , great rates can see all the information and manage it easily online Reviewed on: 29th January 2023

Easy, Quick, Reliable & Efficient

5
Applying for the loan only took minutes and I had all the information and funds into my account with a few hours! All done within the Mobile App, in the comfort of my own home. taking no more than 10 minutes! Reviewed on: 20th January 2023

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