Write a review

NatWest: Personal Loan reviews

Name: Personal Loan
Rating: 4.22 (148 reviews)

View other NatWest products

4.07

Based on 148 reviews, last reviewed 12th Jun 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

14%

Latest highest rating:

5

Easy to use. Easy to use. Each step well presented, therefore quick and easy to get through Reviewed on: 12th June 2025

Latest lowest rating:

1

Worst bank and I have seen it go good to... Worst bank and I have seen it go good to terrible Reviewed on: 30th March 2024

Read all reviews Write a review

About this product

NatWest personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our NatWest personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a NatWest personal loan, we'd love you to write a quick review too.

Review NatWest: Personal Loan now

Help others make smarter decisions by sharing your own experience.

Write a review

NatWest Personal Loan reviews (148)

Great For Everyone

Good as it is...High recomendet Reviewed on: 17th February 2023

Efficient and fast processing and service.

Good service from NatWest with quick service the following day fulfilled. Reviewed on: 9th February 2023

Loan Account Dissapointing

Recently took out a loan account with NatWest and very dissapointed to discover that to make early / overpayments that you have to also pay 50+ days interest on the amount outstanding aswell as the overpayment amount. Very dissapointing when other major banks allow you to pay without incurring this additional interest charge. Reviewed on: 8th February 2023

MR DANIEL SZABO

I want please emergency money? Please Reviewed on: 8th February 2023

Easy loan

Easy to arrange , great rates can see all the information and manage it easily online Reviewed on: 29th January 2023

Easy, Quick, Reliable & Efficient

Applying for the loan only took minutes and I had all the information and funds into my account with a few hours! All done within the Mobile App, in the comfort of my own home. taking no more than 10 minutes! Reviewed on: 20th January 2023

Very helpful

Fast, easy, very efficient and payment made very fast Reviewed on: 14th January 2023

amazing conditions

first you take out a personal loan from the bank. super low interest rates and normal monthly payments. I also opened a business account. I am very happy that I deleted them. I would work with them in the future. I would recommend them. everything is more than easy, fast and normal prices. I'm happy. I have been with them for over 6 years. Reviewed on: 13th January 2023

Great Customer Service

When taking out a loan with NatWest they gave great customer service. We had to do an online video chat as it was during the pandemic. It was very easy from start to finish Reviewed on: 15th August 2022

Personal loan application for home improvements

Applied for 40k home improvement loan but taken over 10 days to process. Slow bank slow loan approvals. Called and they couldnt give updates. Tried to contact chat bot on app but they refuse to help with my loan application. Get this fixed or you will lose customers Reviewed on: 6th July 2022

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Leeds Credit Union 4.58 from 11 reviews
Loans
from Northern Community Bank (formerly Pennine Community Credit Union) 4.97 from 1016 reviews
Personal Loans
from Five Lamps 4.54 from 24 reviews

Want to see more from NatWest?

Life Insurance
from NatWest 5.00 from 3 reviews
Tracker Rate Mortgage
from NatWest 5.00 from 5 reviews
Rooster card
from NatWest 4.92 from 13255 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub