Smart Money People Logo

NatWest: Select Account reviews

4.54
Based on 711 reviews, last reviewed 23rd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Been with bank for over 30 years and no concerns Been with bank for over 30 years and no concerns Reviewed on: 23rd January 2026
Amanda Glover's avatar
Amanda Glover

Latest lowest rating:

1

ihave been with the bank for over 30 years i had an... ihave been with the bank for over 30 years i had an overdraft which i only got couse there was a mix up with the money they never ever gave me and inc... Read more Reviewed on: 29th May 2025
david cauwood's avatar
david cauwood

About this product

The NatWest Select Account is an award winning basic current account helps you manage your money in one place, with no monthly fee.

The Select Account can be managed via the mobile banking app and there is an option for a short-term overdraft if you meet the eligibility criteria.

NatWest Select Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Select Account reviews (711)

Review of the NatWest, Select Account:

Ok but nothing special

3
The Select account is a good basic bank account. However there are a few frustrations with Natwest in general. I have found issues with the level of service in our local branch and opening hours are short. The security measures needed to transfer money are frustrating (need a card reader so difficult to do on the go). There have been recent modifications so you can now send small amounts but it doesn't save the payee. It also doesn't save payees that are created by the other joint account holder which is frustrating as you need to set them up twice. Reviewed on: 19th November 2017

Excellent

5
Fast, efficient and simple.. It was so easy to use and fast Reviewed on: 12th March 2023

Efficient, reliable, products clear

5
Like the app, when i have had to call its been painless and there's a branch in town centre Reviewed on: 10th March 2023

Secure, accessible and outstanding customer service

5
I’ve been with NatWest for 6 years, never had a safety issue and I trust them with my money, whenever I have had an issue with transactions their customer service is top quality and all issues have been resolved promptly and their app and website have always been easy to use. Reviewed on: 10th March 2023

Banking

5
Easy to use with no confusion like many others simple and straightforward is the way to go Reviewed on: 10th March 2023

Great help with my savings account

5
Although a lot of my banking is on line when I have to go into my branch the staff are always helpful ensuing have received the service i required Reviewed on: 10th March 2023

Fast Service

5
Always friendly and ready to help Reviewed on: 10th March 2023

Very easy to use

5
I love the app and it’s so easy to use Reviewed on: 10th March 2023

No issues

5
Never had any difficulties, when have lost card or had fraud it has been dealt with swiftly and I have not waited too long to get through. Staff have always been nice Reviewed on: 10th March 2023

Wouldn't recommend

2
They are happy to take charges when you have no money. Take you into an unarranged overdraft and then charge you again for them doing that (not till next month mind so you've forgotten and it happens again) not very helpful customer services. Have found them to be quite snooty and short with a lack of understanding of the pressure the general public are under. Claim to be willing to help people in financial difficulty but in reality this is no the case. The banks version of greenwashing. Reviewed on: 10th March 2023

Best Bank

5
For the best banking NatWest can't be beaten Reviewed on: 10th March 2023

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NatWest?

  • Life Insurance

    from NatWest 5.00 from 3 reviews
    NatWest
  • Tracker Rate Mortgage

    from NatWest 5.00 from 5 reviews
    NatWest
  • Rooster card

    from NatWest 4.92 from 13255 reviews
    NatWest
    View all products