Smart Money People Logo

NatWest: Reward Account reviews

4.79
Based on 983 reviews, last reviewed 26th Mar 2026
2600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Natwest Reward account great return on direct debits. Reward account only £2 pm.gives great return on direct debits ....only 2 gives £4 pm .Soon mounts up by end of year. Reviewed on: 26th March 2026
bemmybristol's avatar
bemmybristol

Latest lowest rating:

1

I recently experienced raising a dispute through Nat... I recently experienced raising a dispute through NatWest, and I have to say, the process has been incredibly complicated and frustrating. The process ... Read more Reviewed on: 18th November 2025
Madalina M's avatar
Madalina M

About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Reward Account reviews (983)

Review of the NatWest, Reward Account:

Good simple cash back credit card.

3
Good simple cash back credit card. Used this for many years. Can select when to claim the cash back so can let it build up before I claim it via the app. Easy to use. Reviewed on: 23rd August 2024

Fantastic!!

4
Brilliant banking app. The ease of use is impeccable. Reviewed on: 18th February 2023

Fantastic app from a major bank

5
Works really well, has a lot of features and functionality to control your account. Can see payments being made in real time, and easy to apply for other products. Reviewed on: 18th February 2023

Good Bank

5
Very good no problems in 8 years Reviewed on: 18th February 2023

Best Bank

5
I have been a customer at NatWest for over 50 years and never had cause to switch my banking provider. I find it an extremely friendly bank and the online banking facilities and app are really easy to use. Keeps you informed of all transactions and requests authority before making large payments to suppliers. Helps and makes managing money easy. Reviewed on: 18th February 2023

Excellent app

5
It’s very easy to use app to send and make payments. The best app out here of other bank apps I use. Reviewed on: 18th February 2023

A helping hand

5
The app is so user friendly, you have so much information at your fingers and products such as higher interest savings accounts, investment ISAs and credit cards can be applied for in moments. Guidance is accessible through video appointments and sign posting to resources, experts and tailored advice is freely given. The Reward account provides cash back for spending and this has been a small but invaluable helping hand during the cost of living crisis Reviewed on: 18th February 2023

Fantastic bank and fantastic online banking

5
10/10 - would always recommend my friends and family to NatWest. No doubt. Reviewed on: 18th February 2023

Always good deals and customer services

5
Always good deals and customer services Reviewed on: 18th February 2023

Great bank

5
I've had numerous bank accounts however the NatWest reward account and reward credit card are the best. Reviewed on: 18th February 2023

Best for me

5
I trust this bank for 50 odd years Reviewed on: 18th February 2023

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NatWest?

  • Life Insurance

    from NatWest 5.00 from 3 reviews
    NatWest
  • Tracker Rate Mortgage

    from NatWest 5.00 from 5 reviews
    NatWest
  • Rooster card

    from NatWest 4.93 from 17283 reviews
    NatWest
    View all products