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NatWest: Reward Account reviews

Name: Reward Account
Rating: 4.79 (983 reviews)

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4.79

Based on 983 reviews, last reviewed 26th Mar 2026

2700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Natwest Reward account great return on direct debits. Reward account only £2 pm.gives great return on direct debits ....only 2 gives £4 pm .Soon mounts up by end of year. Reviewed on: 26th March 2026

Latest lowest rating:

1

I recently experienced raising a dispute through Nat... I recently experienced raising a dispute through NatWest, and I have to say, the process has been incredibly complicated and frustrating. The process ... Read more Reviewed on: 18th November 2025

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About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Reward Account reviews (983)

Review of the NatWest, Reward Account:

Good simple cash back credit card.

Good simple cash back credit card. Used this for many years. Can select when to claim the cash back so can let it build up before I claim it via the app. Easy to use. Reviewed on: 23rd August 2024

Best Bank with rewards

One of the bests (if not the best) rewards accounts in the market right now. 2% caskback on a lot of house bills. And the mobile app is stunning! Easy to use and practically you don't need the website anymore: you can do pretty much all your day to day banking on the phone Reviewed on: 31st January 2019

Excellent Mobile App

Excellent Mobile App. great features & easy to use. Reviewed on: 31st January 2019

Best app ever!

The NatWest app helps with all my day to day banking. I can make payments, transfers and check my balance all at the touch of my fingerprint! Reviewed on: 31st January 2019

Best App ever

I can`t find an app in my phone which has more utility that this app. I literally can do everything through this app. Have not visited a branch in ages.... Reviewed on: 31st January 2019

mobile app

quick efficient and simple to use Reviewed on: 21st January 2019

Rewards

2% cashback on house hold bills going out by direct debit.... The reward account is fantastic at building up some money for nothing. I leave my rewards building up all year and then transfer the cash into my account at Christmas. Or giving it to charity is a great option as well as trading the money for high street vouchers. The mobile app is also fantastic, this is where I transfer my rewards! Reviewed on: 15th January 2019

TRUSTED BANK

I don't go into the bank very often but they are always very helpful and efficient when I do. You can get rewards for using certain shops and using direct debit to pay household bills. Reviewed on: 13th January 2019

Miss

bank with many different banks this app is by far the best Reviewed on: 10th January 2019

Mobile App

So delighted with the Nat West app, able to manage 98% of my banking needs via the mobile app, no more trips into town for me to do my banking. I even opened up a saving account that pays 1.5% interest, done it from the comfort of my own home, saving money and time. Reviewed on: 10th January 2019

Reward me for doing absolutely nothing!

Cant believe the great product on offer here with Natwest. I had a normal everyday current account, called up to check my balance and the lovely advisor told me about the Reward account. I didn't have to change my account details, my card or online banking but now I get a money back percentage based on the amount of direct debits I have running though my account. Absolute no brainer!! This little pot of gold will build up and will help me buy something special for that special person in my life! Reviewed on: 9th January 2019

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