Smart Money People Logo

NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

Review NewDay: Aqua credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

NewDay Aqua credit cards reviews (3309)

helpful and understanding company

5
Since getting into financial difficulties, Newday have been supportive and have listened to my situation and problems. We have tailored solutions to suit. I have had far less positive experiences with other credit lenders in the past Reviewed on: 1st June 2023

user friendly quick easy service every time

5
amazing for managing money and growing credit score app is amazing let’s you amend your limit see your spending etc so clearly best product for credit Reviewed on: 31st May 2023

Great company

5
It's hard these days with finances, especially with the cost of items soaring. Newday have helped me get thru this time with just the right amount of credit and at a affordable rate. It is also building my credit rating into the bargain. Friendly, professional and knowledgeable people. Reviewed on: 31st May 2023

Happy customer

5
This car has helped us improve our credit scores and the app is so easy to use . Reviewed on: 24th May 2023

Good card

5
Have used this card for running my business. Try to pay in full each month to avoid the interest. Good card, no issues Reviewed on: 23rd May 2023

So simple and easy

5
Had an aqua card and app now for aprox 5 years. It has been so easy and clear to use from the start Reviewed on: 22nd May 2023

Balanced

3
Generous credit limits but lacks initiative Reviewed on: 19th May 2023

The Best Credit Card APP out there!!

5
When it comes to banking and managing your credit card, we may find ourselves struggling with lots of crazy options or not well explained for the customers, however, that's not what happens with Aqua Card, their app is super straightforward, easy to use and understand all that's going on with your own figures, it's always fast, and consistent in every transaction, and sometimes they have great offers for credit loan plans with 0%* if paid before it's due. I Simply love it! Reviewed on: 17th May 2023

Best credit card about!

5
Overall easy app to use! Easy access to speak to customer service who are so friendly and helpful! I would recommend them to all family and friends. Reviewed on: 16th May 2023

Top Marks for Top Card

5
Great card for building poor credit record. Supported by the easy to use app which offers all the controls and information you need to manage your card and spending.. Newsday proved to be way in front of many other card issuers and were keen to help offering numerous solutions when COVID caused financial problems for me and many. others. Stick to the agreements you make and your credit score will improve month by month with an Aqua card in your wallet. Thank you Newday. Reviewed on: 15th May 2023

Do you have a different NewDay product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NewDay?

  • Opus Credit Card

    from NewDay 5.00 from 3 reviews
    NewDay
  • Bip Credit Card

    from NewDay 4.91 from 2286 reviews
    NewDay
  • Marbles Credit Card

    from NewDay 4.89 from 541 reviews
    NewDay
    View all products