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NewDay: Aqua credit cards reviews

4.89
Based on 3,244 reviews, last reviewed 4th Mar 2026
36900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good services Nice and excellent service. It is easy and fantastic Reviewed on: 4th March 2026
Arslan Ramzan's avatar
Arslan Ramzan

Latest lowest rating:

2

Handy for emergency not to be relied on Handy for emergency not to be relied on Reviewed on: 25th February 2026
Laura M's avatar
Laura M

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3244)

No fuss. No lies . Easy to manage.

5
No hidden extras. no lies . Exactly what it says on the tin. Great customer service. Helpfully and understanding. Competitive rates. The app is so easy to use. And very easy to understand. I'm an older woman nervous with credit but aqua are so reliable. Glad I use it. Makes my life so much easier. Reviewed on: 9th February 2023

Amazing credit card company

4
Evwr since I started using Aqua, I have been able to manage my finances, track and improve my credit score and get access. Its simply amazing. And aqua coach is a good help too. Reviewed on: 9th February 2023

Always helpful

5
Brilliant customer experience so far, work with you to help with creditscore and everything is based on you personally and not a generic system! Everyone is always willing to help and explain. Excellent experience! Reviewed on: 9th February 2023

Easy and accommodating

5
My aqua account is one of my favourites! It’s incredibly user friendly, the app is easy to navigate and straightforward. I particularly like the option to freeze my payments when the unexpected happens and I know money is going to be tight. Reviewed on: 9th February 2023

Great card and account. First class service!

5
I've used my aqua credit card for sometime now and with it being the first credit card I've ever had I've found it very easy to use very easy to pay balances and the online account is great, nothing is hidden, all the info you need to manage your account is displayed in a simple and user friendly way. Customer service is quick and helpful too. Overall a great experience so far and hopefully many years to come. They've saved me when funds have been low or unexpected bill, handy and simple. But excellent!! Reviewed on: 9th February 2023

Aqua - not just for rebuilding credit.

5
Aqua make the whole process of applying for a card so simple. No stress at all! The interest rate is very competitive and as long as the account has been administered in a responsible manner the limits are regularly reviewed and set according to your needs. Highly recommended. Reviewed on: 9th February 2023

Great card

5
The app is very easy to use, it makes it very clear and always just a call away if you need any help Reviewed on: 9th February 2023

Best credit card

5
I’ve got loads of credit cards but aquq is by far the best Reviewed on: 9th February 2023

Really happy with Aqua

5
The Aqua app is great and so easy to use. You can keep up to date instantly on all transactions, never miss a payment it’s very user friendly. I would definitely recommend. Reviewed on: 9th February 2023

Fantastic service

5
Great customer service and easy to use app which makes managing my finances easier. Especially love the “pay online payit” service as it makes making payments convenient and very efficient. Reviewed on: 9th February 2023

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