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NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

With regular use, the truth is incredible and the people of the Agua team are the best when it comes to solving any problem

5
With regular use, the truth is incredible and the people of the Agua team are the best when it comes to solving any problem Reviewed on: 11th May 2023

Easy way to build up credit

5
Had hardly any credit when I opened aqua and have built up using their card responsibly. Always quick to respond to any issues as well. Have recommended this card to many others in similar positions Reviewed on: 11th May 2023

Helping to build my credit score

5
It’s been great to have access to a credit card that helps me to improve my credit score. Reviewed on: 11th May 2023

For me Aqua credit card is better

5
I'm working with credit card for all goods and I love this facility Reviewed on: 11th May 2023

Brilliant Lender

5
Aqua is the first credit card that I had to start out my credit history. They will alert you of any spendings, how much you have used in a month and more. Better yet, this is all customisable. Aqua also rewards customers for having a good payment history with them. For me, they lowered my interest rates and significantly increased my credit limit from £250 to £3250 within a year. Reviewed on: 11th May 2023

All right

4
I enjoy using it most of the time Reviewed on: 11th May 2023

Credit score booster

5
Building a good score over few years Reviewed on: 11th May 2023

Very handy credit card

5
Easy to use and understand. No hidden surprises. Reviewed on: 11th May 2023

Good

5
Very good good good good good good good good good Reviewed on: 11th May 2023

Affordable Payment Plans

5
If you are running financial difficulty aqua is a best product if you cannot pay it back they allow you extra time to make repayment Reviewed on: 11th May 2023

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