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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.89 (3309 reviews)

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4.89

Based on 3,309 reviews, last reviewed 20th Apr 2026

14000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Great credit builder

Helped improve my credit rating massively and assisted in getting my first mortgage! Thank you Reviewed on: 11th May 2023

A good credit builder card

As a young person, this card has been a good opportunity to learn how to handle credit responsibly, and the app has some really good features for estimating repayment timelines and credit score improvement. Reviewed on: 11th May 2023

Credit score

Has helped me increase my credit score and helped me to make ends meet Reviewed on: 11th May 2023

Reliable and tech good

Great support and reliable apps Reviewed on: 11th May 2023

Totally untrustworthy

My experience with this company is so bad....i've been so happy being able to provide a review and express how their customer service employees are treating the customers. I've been asking for a receipt or any other proof of my payment made into the account and this was impossible to obtain, which just made me think how untrustworthy they are. This just made me rush with my repayments and close once forever this account, because I can become overcharged for I don't know what suspicuos fees. Reviewed on: 11th April 2023

Poor

Very poor. Interest rate is so high. You don't seem to make a dent in the debt Reviewed on: 5th April 2023

Great

Easy to use, nice and friendly app, works like expected Reviewed on: 25th March 2023

decent card no complaints

this card does what it says it will. not complaints at all. Reviewed on: 23rd March 2023

Aqua is life saving

Super convenient and credit limit is high really helpful Reviewed on: 15th March 2023

App needs improvement

Good company, but the app is slow and needs updating to be easier to use as a consumer Reviewed on: 10th March 2023

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