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NewDay: Aqua Credit Card reviews

4.85
Based on 2,122 reviews, last reviewed 2nd Jul 2024
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Latest highest rating:

5

Rewarded with credit increases Rewarded with credit increases, they have clear statements and easy to find help. Reviewed on: 5th June 2024
Kevin M's avatar
Kevin M

Latest lowest rating:

2

Interest Interest charging system is the worse. One will be charged for cash transactions even bill is paid full that is stated on statement. And this continue... Read more Reviewed on: 9th May 2024
Viren Hirpara's avatar
Viren Hirpara

About this product

NewDay Aqua reviews can help you to find out about the pros and cons of the Aqua credit card. What kind of features do NewDay customers like? Find out more about the NewDay Aqua by reading our trusted Smart Money People reviews. You can also write your own NewDay Aqua reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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NewDay Aqua Credit Card reviews (2122)

Do not touch them keep well away! New Day is a nightmare

1
Do not under any circumstances touch this company no matter how much you want a credit card. They charge you no matter what, apr is massive, access to online account, well once you are late online is none existent, you offer to pay by DD but refused if you account is behind??? They get your address wrong and you pay for it, no statements, but its your fault even though you gave them the right address. Awful company, unfair! Wish I had never done it. Reviewed on: 6th November 2016

Great for building credit history and when others say 'no'.

4
If, like me, you've moved fairly recently to the UK and have had to start your credit and banking history from scratch, the Aqua Advance Credit Card is a good starting point. They say 'yes' where others say 'no' - probably best to try credit card application simulators to check your chances of getting accepted by any provider before collecting too many hits on your credit history. Applying and using your card is really simple and you'll get text and email reminders to pay your statement on time. The website is not the most intuitive of all, but after searching around a bit, you'll usually find what you need. After half a year of using the card responsibly and paying in full every month I asked for a credit limit increase which was promptly granted. The rates are very high, but if you always pay in full, it doesn't make that much difference since you're not paying them anyway. And in the meantime you'll be able to build your credit history and make way for getting better deals down the road. Reviewed on: 26th August 2015

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