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NewDay: Aqua credit cards reviews

4.89
Based on 3,238 reviews, last reviewed 2nd Mar 2026
36400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Satisfactory Satisfactory with the services I get and so impressed with how it has helped built my credit score with credit limit increase from time to time. Reviewed on: 2nd March 2026
Adepoju M's avatar
Adepoju M

Latest lowest rating:

2

Handy for emergency not to be relied on Handy for emergency not to be relied on Reviewed on: 25th February 2026
Laura M's avatar
Laura M

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

NewDay Aqua credit cards reviews (3238)

Review of the NewDay, Aqua credit cards:

I haven't had a bad experience with aqua so as of no...

5
I haven't had a bad experience with aqua so as of now everything is going great Reviewed on: 24th February 2025

I had a great experience with my credit card.

5
I had a great experience with my credit card. The payment reminders are very helpful, ensuring I never miss a due date. Additionally, the boosted payment feature is a fantastic tool that makes managing my payments more efficient. Reviewed on: 25th February 2026

I have been a customer with them for almost 2 years...

5
I have been a customer with them for almost 2 years now or more, I have not had any issue using their service. Their mobile app is easy to navigate not too complex and intervals I am offered credit increase. Reviewed on: 25th February 2026

Benefit loaded credit provider and support

5
I got their credit card and their app has so many tips to improve your credit rating and loads of cashback offers. They also periodically review your credit limit based on your use. In less than 6 months using the card, I got a credit limit increase offer. I also save loads with cashback offers periodically they provide credit transfer offers. They also have the option to pay for your purchase installmentally. There are various analytics on the app to help track your usage and get tips to get more savings and improve credit score. Truly a satisfying experience. A one stop shop with many options to guide you. Reviewed on: 25th February 2026

Hassle free.

5
Hassle free. Easy to use. Gave me a card when I was struggling to get one. Reviewed on: 25th February 2026

I had great experience.

5
I had great experience. Got my amount increased 3 times. Only thing is when you borrow this much just keep in mind you have to pay it back. Reviewed on: 25th February 2026

Faultless

5
Had aqua for about a year and cannot fault them Reviewed on: 25th February 2026

Good, easy to use

4
The app is way to use and user friendly Reviewed on: 25th February 2026

Gives me piece of mind when I am low on funds in my...

4
Gives me piece of mind when I am low on funds in my debit account. Reviewed on: 25th February 2026

It has been smooth since I joined.

5
It has been smooth since I joined. Aqua was my first card, and I started off with a very low credit score. But my score has gradually improved. Reviewed on: 25th February 2026

Aqua has helped me build my credit and the balance t...

5
Aqua has helped me build my credit and the balance transfer rate of 0% has been so neeeded Reviewed on: 25th February 2026

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