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NS&I: Premium Bonds reviews

View other NS&I products
3.70
Based on 152 reviews, last reviewed 11th Jun 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
37%
See only 4 star reviews
13%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
41%

Latest highest rating:

5

Great product Great customer experience was received when I needed to find out further information. The query was dealt with swiftly and professionally. Reviewed on: 11th June 2026
P's avatar
P

Latest lowest rating:

1

40k in premium bonds for 5 months and only won £175. 40k in premium bonds for 5 months and only won £175. 3 months won nothing. Much better off in shares or high interest savings account. Reviewed on: 6th March 2025
Steve's avatar
Steve
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About this product

With NS&I, you can save with the chance to win tax-free prizes.

Each month your Premium Bonds are entered into a prize draw. Prizes range from £25 to £1 million. You can buy Premium Bonds as a gift for children under 16. You have easy access to your savings and you can set up a joint account.

NS&I Premium Bonds reviews help you find out what it’s like to be a customer. If you’ve used NS&I before, you can also leave a review and share your experience.

NS&I Premium Bonds reviews (152)

Review of the NS&I, Premium Bonds:

Simple process and good return.

5
Simple process and good return. A safe option for saving your money with a higher than average prize return Reviewed on: 11th October 2024
Kay's avatar
Kay

More 'sensible' than the National Lottery for those who like a flutter but heaven help you if you need to change any details.

3
Of course Premium Bonds have their drawbacks, the low odds of winning prominent among them, but for people who enjoy the chance of winning big this NS&I product offers an opportunity that won't deprive them of their original capital investment. Basically, it's a bit of fun for spare cash. However, the fun element soon disappears if you need to change any of your contact details, your email address for example. The procedure is long and tortured... with no guarantee of a satisfactory outcome. In my case, after several attempts by phone and online to alter contact details it was necessary to withdraw my funds and close my account. Reviewed on: 9th August 2015
Jon's avatar
Jon

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