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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022
Gary Buckley's avatar
Gary Buckley

Excellent finance

5
Excellent way of dividing your payments Reviewed on: 13th August 2021
huda hakeem's avatar
huda hakeem

Best process

5
Easy to deal with, quick process Reviewed on: 13th August 2021
ruthhayes88@hotmail.co.uk's avatar
[email protected]

Great service

4
Payl8r is a great reliable service. Reviewed on: 13th August 2021
Chloe Rogers's avatar
Chloe Rogers

Helpful

5
Really helpful service as you don’t always have the spare cash at hand to buy big purchases in one go. Reviewed on: 13th August 2021
Helen Cahill's avatar
Helen Cahill

Definitely recommend

5
Used payl8r a few times and never had any issues. Reviewed on: 13th August 2021
Demi 's avatar
Demi

Great way to buy now and spread over a few months

5
Great service, quick decision, and has allowed me to study but spead the cost Reviewed on: 13th August 2021
Kerry Teal's avatar
Kerry Teal

Best Lending Company

5
The payments are always taken on time, and they fully explain their T&Cs to you. Reviewed on: 13th August 2021
Jacinta Bruce's avatar
Jacinta Bruce

Very helpful!

5
They’re was multiple options to choose from when paying in instalments. Reviewed on: 13th August 2021
Emily's avatar
Emily

A**

5
Quick and easy service to use, customer service department always helpful and friendly. Reviewed on: 13th August 2021
Lydia's avatar
Lydia

Great service

5
It was quick convenient and smooth sailing. Reviewed on: 13th August 2021
Celeste Baney's avatar
Celeste Baney

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