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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4220 reviews)

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4.89

Based on 4,220 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Easy and affordable

First payment doesn’t come out straight away and they let you know when your payments are due in advance. Reviewed on: 12th August 2021

Customer service

Great Customer service would highly recommend this company it’s a fast decision and they are very helpful if struggling with repayments Reviewed on: 12th August 2021

Pay with ease!

I used pay l8r to purchase some hair extensions. The customer service team are very helpful and very quick and getting back. I needed to change my payment date and with no problems they changed it straight away! Reviewed on: 12th August 2021

Excellent

A fantastic friendly service. Very friendly and professional. Employees go above and beyond for customers. Reviewed on: 12th August 2021

Able to afford life changing treatments

Able to afford life changing cosmetic procedures without worrying about the cost. Thank you so much! Reviewed on: 12th August 2021

Very easy and good price

Company was easy to use, good at getting in contact about my account and helpful Reviewed on: 12th August 2021

Fantastic

If like me you love products this company is affordable , excellent customer service. Looking for another new product now . Reviewed on: 12th August 2021

Awesomeness

At last a finance company that understands the ordinary working class , without extortionate payment plans that can break a family ...I had 4 custom made payments over 4 months ..all the time giving me plenty of notice for the next payment to be taken and easy to use link to see how much I have paid and when its paid off ...thankyou I highly recommend you xxx Reviewed on: 12th August 2021

Great way to pay

Simple amd easy to use and Its a good way to spread costs Reviewed on: 12th August 2021

Easy to use and convenient

Easy to setup a payment plan and very convenient to split payment for more expensive items into affordable monthly amounts Reviewed on: 12th August 2021

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