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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Great service

5
I used Payl8r, fast decision, reasonable rate. Very recommended. Reviewed on: 12th August 2021

Great company

5
Easy to use, clear and enables me to spread the cost of purchases in simple payments each month. Would deffo recommend. Reviewed on: 12th August 2021

Super quick and easy

5
A super quick and easy way to purchase something on finance. Great customer service and interaction too Reviewed on: 12th August 2021

Great!

5
Great service and friendly staff when needed Reviewed on: 12th August 2021

Helped me pay for my eyelash course

5
These are fantastic Reviewed on: 12th August 2021

Great communication

5
I order a loan not recently and it was very easy not million questions and very good communication Reviewed on: 12th August 2021

An amazing, very honest, I recommend all my friends and family to go for.

5
Since I started with them they remained me know before one week about my payment which is I like that. I'm very satisfied from the service that I have received from them and sure I will try it again in the future. Reviewed on: 12th August 2021

Easy, safe and smart!

4
The process was super quick and I had employees call to confirm the success and comfort me the whole way through. I have had no issues this far and it’s a painless and easy way to pay for something. They keep you up to date each month too Reviewed on: 12th August 2021

Excellent

5
A great company with an amazing team and service Reviewed on: 12th August 2021

Very Helpful

5
A very fair and honest company, never had any problems or issues with customer service and are a great help in long term credit! Reviewed on: 12th August 2021