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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4219 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Fab

Easy to contact and great company Reviewed on: 12th May 2020

Amazing

I used payl8r for my hair extensions it gave me the opportunity to get something I wanted, it was quick and easy process and also gave me tonnes of confidence as I’m young and don’t have a great credit score built up yet. Would highly recommend they sort any queries out within a day perfect! Reviewed on: 11th May 2020

Fantastic

Always a pleasure! Easy and simple exactly what you want. Reviewed on: 11th May 2020

Easy, straight forward and helpful

It made it super easy for me to get what I wanted to buy without having to pay all upfront. The prices are still affordable and it’s made it a lot stressfree for me. Reviewed on: 11th May 2020

Great Service

Great service. Easy to use & to make payments. Would use again in the future. Reviewed on: 11th May 2020

Super company

Easy to use and makes purchases more affordable. Reviewed on: 11th May 2020

Easy and well communicated

Communication has been fab throughout, everything explained throughly and text reminders making this service 10/10! Reviewed on: 11th May 2020

Fantastic service!

Pay8r allows me to split payments at a more affordable rate and still enjoy my goods! Reviewed on: 11th May 2020

Absolutely amazing

So so helpful, when you don’t have a fortune to spend it’s so convenient for to split the payments & I’m happy to pay the finance as it’s just so helpful to my salary Reviewed on: 11th May 2020

Amazing, good experience

I applied for a loan it was easy and fast Reviewed on: 11th May 2020

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