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Payl8r: Buy now pay later reviews

4.89
Based on 4,221 reviews, last reviewed 11th Jan 2026
95% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4221)

Review of the Payl8r, Buy now pay later:

Vey good , makes things easy to pay especially with...

4
Vey good , makes things easy to pay especially with what is going on in the world Reviewed on: 17th April 2025

Very easy to set up and easy to keep track...

5
Very easy to set up and easy to keep track off Reviewed on: 15th July 2025

Excellent Service!

5
Excellent Service! PayI8r made the whole process quick, easy, and stress-free. Their team was helpful, transparent, and super professional. I felt supported every step of the way. Highly recommend for anyone needing a flexible and trustworthy finance option! Reviewed on: 15th July 2025

I have been using Payl8r to pay off my private regis...

5
I have been using Payl8r to pay off my private registration as i didn’t want to pay in one chunk, on a 12 month scheme and they’ve been excellent no complaints from me and hassle free. Definitely recommend to anyone! Reviewed on: 15th July 2025

I used Payl8r to help purchase a tattoo.

5
I used Payl8r to help purchase a tattoo. It was easy to use and very quick to get set up. I received regular updates about my plan and when my instalments were due. Reviewed on: 14th July 2025

Very easy and straight forward to be accepted

5
Very easy and straight forward to be accepted Reviewed on: 14th July 2025

Honest review

5
I have used payl8r 2times and will return to use again in the future Reviewed on: 14th July 2025

Best around

5
Had no issues at all I’d highly recommend Reviewed on: 14th July 2025

It was seamless which I really appreciate, the suppo...

5
It was seamless which I really appreciate, the support team are amazing too! Reviewed on: 14th July 2025

Very good helped me when needs to spread payments

5
Very good helped me when needs to spread payments Reviewed on: 14th July 2025

Payl8r makes it easy for me to get purchases quicker...

5
Payl8r makes it easy for me to get purchases quicker while paying over a time that suits me Reviewed on: 14th July 2025