Write a review

Go to business site

Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4221 reviews)

View other Payl8r products

4.89

Based on 4,221 reviews, last reviewed 11th Jan 2026

95% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

Read all reviews See your review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4221)

Review of the Payl8r, Buy now pay later:

Best out there

Used payl8ter so many times and it is so easy to use! Would highly recommend! Reviewed on: 30th June 2020

Great easy way to spread the cost interest free.

Great easy way to spread the cost interest free. Reviewed on: 11th July 2025

No faults, easy and quick service

No faults, easy and quick service Reviewed on: 11th July 2025

Easy to use and good payment options

Easy to use and good payment options Reviewed on: 11th July 2025

Every easy

It’s was very straightforward just filled in the paperwork and with seconds it was sorted and no hassle Reviewed on: 11th July 2025

I had no issues with getting a loan approved.

I had no issues with getting a loan approved. The loan e deducted automatically when I paid it off. Reviewed on: 11th July 2025

Great company to deal with

Easy to navigate the website and approved straight away Reviewed on: 11th July 2025

easy and great value

Really easy and simple to set up, helped me achieve my goal Reviewed on: 11th July 2025

Quick, easy transaction.

Quick, easy transaction. Good accurate instructions. Reviewed on: 11th July 2025

Had no issues whatsoever, easy to get approved to l...

Had no issues whatsoever, easy to get approved to lend money and pay in installments. Reviewed on: 11th July 2025

Easy to use and a fab way to pay things off.

Easy to use and a fab way to pay things off. Reviewed on: 11th July 2025

Alternative products

Retail finance
from PayItMonthly 4.88 from 186 reviews
Buy now pay later
from Clearpay 2.97 from 51 reviews
Buy Now Pay Later
from Duologi 4.61 from 14 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub