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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Really good and flexible account

5
Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more time to spread the cost. Reviewed on: 21st September 2026

Great service.

5
Great service. I would highly recommend. 5 star customer service. Reviewed on: 21st September 2026

PayPal is the best to use on line

5
I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the money will be refunded. I pay on time and have never had any problems using PayPal. Reviewed on: 19th September 2026

Always quick to resolve issues - never have to wait...

5
Always quick to resolve issues - never have to wait too long on customer service - and the simplicity and flexibility suits my lifestyle 100% Reviewed on: 19th September 2026

Amazing!!!

5
Just really easy to use and great company Reviewed on: 17th September 2026

Excellent service Paypal credit

5
Excellent service and customer satisfaction Reviewed on: 14th September 2026

Amazing!

4
Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Great credit option.

5
Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

I trust them completely. Always there to help

5
I trust them completely. I was scammed a while ago, diet pills turned out they were fake. PayPal took over and refunded me in full. I was so incredibly grateful. Always recommend anyone using PayPal Reviewed on: 11th September 2026

Easy to set up, reminders when payment is due.

5
Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

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