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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181111)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Credit Options

4
sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

As I stated using PayPal Credit t’s easy on daily pa...

5
As I stated using PayPal Credit t’s easy on daily payments use and flexible through the app Reviewed on: 7th August 2026

Very easy to use great communications and customer s...

5
Very easy to use great communications and customer service Reviewed on: 7th August 2026

PayPal Credit

5
Always very happy to help and makes buying more expensive items a bit easier Reviewed on: 7th August 2026

Reliable support when I need it.

4
Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

PayPal is so easy to use with excellent security and...

5
PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

PayPal's effective credit system offers a real oppor...

5
PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have functionality that supports easy credit management. Reviewed on: 5th August 2026

a must use for all!

5
paypal credit is amazing for me to get what i want without stress and worry. from experience it really is worth using Reviewed on: 5th August 2026

Great service brilliant

5
Great service brilliant company 4 months interest fre credit Reviewed on: 5th August 2026

PayPal is the best way to pay.

5
PayPal is the best way to pay, Cos your transactions are covered by them for all eventualities. Never had any problems. Reviewed on: 5th August 2026

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