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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent customer service experience

Any queries I have had, have been dealt with at first point of contact. The staff took ownership and resolved any issues with an expedited and professional manner. The flexible payment options offered are excellent, though plenty of advice and support is available, ensuring the customer does not borrow unmanageable amounts. Reviewed on: 23rd June 2025

My experience has been great, good service any very...

My experience has been great, good service any very easy to use. Reviewed on: 23rd June 2025

The best team

Perfect Pay pal credit always help Reviewed on: 23rd June 2025

It is always there when needed, I would like to have...

It is always there when needed, I would like to have PayPal in 3 option everytime when it is about a big purchase Reviewed on: 23rd June 2025

PayPal online is very good i never had a problem whe...

PayPal online is very good i never had a problem when shopping it's so say and secure Reviewed on: 22nd June 2025

Most services are very efficient

Most services are very efficient Reviewed on: 22nd June 2025

Ease of use - top tier.

I’ve been using PayPal credit for a number of years now and it’s super easy to use. You can easily see your outstanding balance. You get reminders before your payment is due. Overall great service. Reviewed on: 22nd June 2025

When life comes at you fast

When life comes at you fast, PayPal credit gives me the breathing room to take it slow. Thank you PayPal credit, you allowed to me travel and see some beautiful things ! Reviewed on: 22nd June 2025

Positive experience

Positive experience overall not needed to speak to customer care Reviewed on: 22nd June 2025

Platform Easy to use and navigate

Platform Easy to use and navigate Reviewed on: 22nd June 2025

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