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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Useful and easy to use the only thing that’s confusi...

4
Useful and easy to use the only thing that’s confusing is the repayments Reviewed on: 22nd July 2026

Excellent service

5
Very simple and easy to use. Nothing to complain Reviewed on: 22nd July 2026

PayPalplus is amazing

5
Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Always ready to help.

5
Always ready to help. Peace of mind with my purchases. Reviewed on: 22nd July 2026

Good credit limits, easy to use app, transferring mo...

4
Good credit limits, easy to use app, transferring money to friends and colleagues quick and easy. Preferred payment option for online purchases and short term credit facilities allow you to budget for larger purchases. Reviewed on: 22nd July 2026

Always good service, never any issues with the app.

5
Always good service, never any issues with the app. Customer service always happy to help Reviewed on: 22nd July 2026

It’s my go-to when I need to spread costs to ease my...

5
It’s my go-to when I need to spread costs to ease my budget. Reviewed on: 22nd July 2026

The one time I had an issue with a merchant it was r...

5
The one time I had an issue with a merchant it was resolved pretty quickly without having me worry so much Reviewed on: 22nd July 2026

Love the 4 months interest free.

5
Love the 4 months interest free..very flexible Reviewed on: 22nd July 2026

PayPal credit

4
Gives you more time to split out larger payments without having to worry about paying all at once Reviewed on: 21st July 2026

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