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PayPal: PayPal Credit reviews

4.73
Based on 136,120 reviews, last reviewed 11th Jun 2026
3924350% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great product, highly recommended. Able to pay for my holiday, no issues! Reviewed on: 11th June 2026
Mark Cresser's avatar
Mark Cresser

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136120)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use

5
Easy to use, good rates. Can add card to electronic wallet too. It's great all round to be honest. Can't fault it at all! Reviewed on: 9th June 2026

Great payment options

5
Can always use PayPal when it’s time to check out and always offer good service giving you different payment options Reviewed on: 9th June 2026

I use PayPal for the pay in 3 and the credit and it’...

5
I use PayPal for the pay in 3 and the credit and it’s so easy to use and it can be used with so many different things for example holidays so it’s amazing Reviewed on: 9th June 2026

With PayPal is everything very easy.

5
With PayPal is everything very easy. I pay with PayPal for everything online and is very safe. I recommend PayPal to all my friends and family Reviewed on: 9th June 2026

I use both PayPal debit and credit.

5
I use both PayPal debit and credit. Very clear and easy to use. Expecting experience earning points from my debit spending! Reviewed on: 9th June 2026

Easy for online shopping with peace of mind

4
Easy for online shopping with peace of mind Reviewed on: 9th June 2026

So convenient

5
Always convenient never need to remember your credit card when buying something online and now with a physical card you have that option to you it in a shop too Reviewed on: 9th June 2026

PayPal Credit has been a convenient and straightforw...

3
PayPal Credit has been a convenient and straightforward way to spread the cost of larger purchases. The application process was simple, payments are easy to manage, and I’ve had a positive experience using it. Reviewed on: 9th June 2026

Easy to use loads of benefits from using the app

4
Easy to use loads of benefits from using the app Reviewed on: 9th June 2026

Satisfactory

5
Satisfactory good rate of interest and I currently enjoy promotional 4months 0 interest Reviewed on: 9th June 2026