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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,363 reviews, last reviewed 17th May 2026
2698500% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use in browser etc, really good security. Very easy to use in browser etc, really good security. Good credit limits and accepted by many retailers Reviewed on: 17th May 2026
Higgs's avatar
Higgs

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109363)

really good, great option to be able to pay back on...

5
really good, great option to be able to pay back on a direct debit. Reviewed on: 6th May 2026
rhi 's avatar
rhi

PayPal is great and amazing easy for anyone to use...

5
PayPal is great and amazing easy for anyone to use Reviewed on: 6th May 2026
Monsur A's avatar
Monsur A

I find PayPal my best pal in everyday life and has m...

5
I find PayPal my best pal in everyday life and has my funds under control... very happy.....thank you Reviewed on: 6th May 2026
Mariam A's avatar
Mariam A

I have only had good experiences so far.

5
I have only had good experiences so far. Reviewed on: 6th May 2026
Ozdi K's avatar
Ozdi K

Love using app, so easy to self serve.

5
Love using app, so easy to self serve. However if I have ever needed to contact support it is so easy. Reviewed on: 6th May 2026
Laura M's avatar
Laura M

Reliable and flexible

4
PayPal credit proved to be a reliable and flexible loan. I needed to communicate a few times about the terms of the loan and each time it was clear, accommodating and realistic. The loan helped me out of a scrape that I thought was going to be far more of a headache and recommend to anyone in the same situation. Reviewed on: 6th May 2026
Ben Waddington's avatar
Ben Waddington

Excellent service and very easy to understand.

5
Excellent service and very easy to understand. Reviewed on: 6th May 2026
Fernanda Osorio's avatar
Fernanda Osorio

Easy to set up, simple to use, great credit :)

5
Easy to set up, simple to use, great credit :) Reviewed on: 6th May 2026
treach 's avatar
treach

PayPal is a fantastic and I love PayPal

5
PayPal is a fantastic and I love PayPal Reviewed on: 6th May 2026
Ali I's avatar
Ali I

No hassles or issues with them.

4
No hassles or issues with them. Provides everything I need. Reviewed on: 6th May 2026
Mark P's avatar
Mark P

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