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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very easy to use and can pretty much use anywhere.

Very easy to use and can pretty much use anywhere. Great value and better than a credit card Reviewed on: 13th May 2024

Its always a breeze to check out with PayPal credit.

Its always a breeze to check out with PayPal credit. Reviewed on: 13th May 2024

Exceptional customer service

The service I have received from PayPal has always been exceptional, I am constantly recommending them to friends. I love the variety of payment options that are offered, it helps at those crucial times when money maybe short. When contacting customer service I have always found that they are quick and efficient and very effective in resolving any issues or concerns I may have. Reviewed on: 13th May 2024

Always there when needed.

Always there when needed. Brilliant service with simple management Reviewed on: 13th May 2024

I’m very happy to be with monzo, it’s really nice...

I’m very happy to be with monzo, it’s really nice Reviewed on: 13th May 2024

Very convenient and easy to use for paying, sending...

Very convenient and easy to use for paying, sending money, investing some crypto and stock market. Very secure in payment Reviewed on: 13th May 2024

I never have problems with using PayPal and is very...

I never have problems with using PayPal and is very easy and secure, I always use PayPal for every order and make me happy how quick and cool it is Reviewed on: 13th May 2024

PayPal is quick and easy to use.

PayPal is quick and easy to use. I feel safe when I use it. Reviewed on: 13th May 2024

Great option for payment especially the 0% interest...

Great option for payment especially the 0% interest rate few months on qualified purchases Reviewed on: 13th May 2024

Bigger eBay purchases

A great source for use on those larger items on eBay. Why wait until payday for those bargains. Reviewed on: 13th May 2024

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