Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use, can pay over time.

Easy to use, can pay over time. Take the worry out of payments. Recommend to everyone Reviewed on: 14th May 2024

This is a perfect payment method

This is a perfect payment method Reviewed on: 14th May 2024

Safe and easy to use

Easy to set up and use. Easy to keep track of and safe Reviewed on: 14th May 2024

PayPal is great and credit is nice

PayPal is great and credit is nice Reviewed on: 14th May 2024

Excellent service

Excellent service to all customers and honest policy Reviewed on: 14th May 2024

I have had lots of things I could not afford to pay...

I have had lots of things I could not afford to pay upfront but with the 4 months interest free it’s fab Reviewed on: 14th May 2024

Back up when needed

Its easybto use and is grwat back up when needed, no fuss use it for whatever suits ur needs, witth no judgement on your character Reviewed on: 14th May 2024

I have Great experience with PayPal credit

I have Great experience with PayPal credit Reviewed on: 14th May 2024

Always use and never had problems I love PayPal

Always use and never had problems I love PayPal Reviewed on: 13th May 2024

No hidden charges or notes, friendly customer servic...

No hidden charges or notes, friendly customer service, easy to use Reviewed on: 13th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub