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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177147 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177160)

Very good and reliable , nice to talk to on the phon...

Very good and reliable , nice to talk to on the phone if you have any misunderstandings. Also very understanding of your situation if you are forthcoming especially compared to other banks. Would definitely recommend Reviewed on: 7th July 2026

No faff, no fuss, no fear

As a consumer it makes online shopping so much simpler & easier. Purchases can be made almost at a touch of a button while still knowing your details are secure Reviewed on: 7th July 2026

Easy, efficient, friendly & flexible

I use PayPal as often as I can for financing purchases. They offer so many flexible options and have been so efficient and easy to deal with when there have been issues or refunds. Their app/websites are clear and easy to use to find out exactly what you owe, payment timings & amounts and where you are with pay in 3 plans etc, Reviewed on: 7th July 2026

All my shopping requirement's in one place

Always quick to respond and resolve issues Reviewed on: 7th July 2026

Never had an issue.

Never had an issue. Good all round Reviewed on: 7th July 2026

Has no problems but if i have spoke to customer serv...

Has no problems but if i have spoke to customer service it has been slow Reviewed on: 7th July 2026

Easy, reliable and safe

PayPal for me has always been easy, reliable and safe and have used it for years with no problems Reviewed on: 7th July 2026

I've used PayPal Credit regularly- Generally good.

I've used PayPal Credit quite a few times. Usually it works very well. Occasionally I have had issues regarding the set up of monthly Direct Debits due to the odd way the dates of statements can get in the way of a payment you believe is properly set up in time, and forcing me into a rushed almost late correction payment. Otherwise all is good. Reviewed on: 7th July 2026

PayPal can be counted on.

PayPal has always paid on time. Never had any problems with them. Their security is excellent and I feel very safe using them. A great all round service. Reviewed on: 7th July 2026

I have been using PayPal for many years, easy transf...

I have been using PayPal for many years, easy transfers in the country and abroad, nice deals and good credit and loan payments, I love PayPal Reviewed on: 7th July 2026

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