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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177129 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177131)

Convenient and helps with larger purchases

I find PayPal and PayPal credit really convenient and easy to use, the pay in 3 option is really good too. It makes purchasing items easier and provides reassurance that when paying through PayPal you get an extra layer of security than providing payment info directly to the supplier. Reviewed on: 7th July 2026

I've found PayPal Pay in 3 to be a great way to spre...

I've found PayPal Pay in 3 to be a great way to spread the cost of a purchase. I got the item I wanted without paying any interest, and it arrived within a few days, so I was able to start using my new bit of kit almost straight away. The important thing is to use it responsibly and only buy something if you know you can comfortably afford the three payments. If you do that, it's a really handy option. For me, another big plus was that I didn't have to dip into my savings, so my money stayed where it was and continued earning interest while I paid for my purchase in instalments. I'd definitely use PayPal Pay in 3 again. Reviewed on: 7th July 2026

good payment

An easy payment method for online shopping Reviewed on: 7th July 2026

The PayPal way!!

I use PayPal all the time and with new PayPal card I can also use it for my day to day shopping. No hassle no fuss just good plane sailing - that’s the PayPal way!! Reviewed on: 7th July 2026

The fact I have to think hard about PayPal interacti...

The fact I have to think hard about PayPal interaction tells the tale. It just makes it easy. Pay in 3 has been a god send. Reviewed on: 7th July 2026

The app is good but setting up some type of payments...

The app is good but setting up some type of payments like interest in very challenging. Reviewed on: 7th July 2026

Never had problems always been very clear and honest

Never had problems always been very clear and honest Reviewed on: 7th July 2026

Quick easy hassle free finance

Excellent service and very easy to use. Can recommend Reviewed on: 7th July 2026

PayPal credit is very useful.

PayPal credit is very useful. I always use it. I am very happy with it. Reviewed on: 7th July 2026

PayPal makes shopping online safer & easier

PayPal makes it easier to pay for items with the security that if anything goes wrong they will assist. Always ready to help Reviewed on: 7th July 2026

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