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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109315 reviews)

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4.90

Based on 109,315 reviews, last reviewed 17th May 2026

2696350% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I HAD REALLY GOOD EXPERIENCE WITH BY SOMETHING WITH... I HAD REALLY GOOD EXPERIENCE WITH BY SOMETHING WITH PAYPAL, FAST AND SIMPLE TO DO CHECKOUT WITH PAYPAL. Reviewed on: 17th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109315)

amazing service

just SO great - there are so many options with PayPal, especially for Credit. An easy way to give yourself a little extra financial room each month and easy repayments. Reviewed on: 6th May 2026

Amazing experience

Amazing experience, always there to help Reviewed on: 6th May 2026

High interest credit

The interest on credit is very high, and the few days it takes for payments to be taken or appear on statements etc is a little annoying. Also the app could be much better. Reviewed on: 6th May 2026

I have been using PayPal for my sales and purchases...

I have been using PayPal for my sales and purchases for our overtwenty five years. The service provided by them has been excellent, and, on the rare occasions I have had a problem, it has been dealt with effectively and efficiently. PayPal is my go to, one stop, payment provider Reviewed on: 6th May 2026

Super easy to use!

PayPal is very easy to use. I love how it offers flexible payments like pay in 3, and PayPal credit. The credit is super easy to use and you can set up an automatic repayment to ensure you don’t miss the due date. Reviewed on: 6th May 2026

I use PayPal for all my online purchases, gives me p...

I use PayPal for all my online purchases, gives me peace of mind Reviewed on: 6th May 2026

Easy to use friendly customer service.

Easy to use friendly customer service. Reviewed on: 6th May 2026

Best Credit Provider

I use PayPal credit for most of my purchases, it allows me to spread the cost over four months all interest free. Reviewed on: 6th May 2026

Great way to use credit responsibly and have peace o...

Great way to use credit responsibly and have peace of mind on purchases. Reviewed on: 6th May 2026

Great service easy to use, straight forward no messing

Great service easy to use, straight forward no messing Reviewed on: 6th May 2026

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