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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177094)

Thank you

5
Great and safe to use service. Thank you Reviewed on: 7th July 2026

Good easy to use app Good communication and lots off...

5
Good easy to use app Good communication and lots off Good features Reviewed on: 7th July 2026

PayPal make it simple

5
Simple to use. Worked well on 0% deals Reviewed on: 7th July 2026

Great options

4
It’s been good, accepted for many checkout points. Reviewed on: 7th July 2026

Using paypal for a long time still using them

5
Using paypal for a long time still using them Reviewed on: 7th July 2026

It’s been a easy to use PayPal and value for money.

5
It’s been a easy to use PayPal and value for money. Reviewed on: 7th July 2026

Great customer service, can always contact a person

5
Great customer service, can always contact a person Reviewed on: 7th July 2026

Has helped me be able to spoil my daughters!

5
Paypal credit has made it so I could buy items for my daughters that I didn’t have the cash for at the time. So helpful!! Reviewed on: 7th July 2026

I've been using PayPal for quite a while

5
I've been using PayPal for quite a while Reviewed on: 7th July 2026

Superb pay in 3 and credit card are both excellent v...

5
Superb pay in 3 and credit card are both excellent value and make day to day affordable for everyone Reviewed on: 7th July 2026

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