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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,281 reviews, last reviewed 17th May 2026
2694950% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The reward programme is relevant and attractive. The reward programme is relevant and attractive. Reviewed on: 17th May 2026
Jason H's avatar
Jason H

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109281)

I find Paypal credit easy and convenient to use.

5
I find Paypal credit easy and convenient to use. The one time, I needed help from customer service they were approachable and responsive Reviewed on: 6th May 2026
Sarah F's avatar
Sarah F

Really easy to use

5
Really easy to use. Clear feedback on website, makes it all very easy Reviewed on: 6th May 2026
JaseGill's avatar
JaseGill

Always rectify any disputes excellent service

5
Always rectify any disputes excellent service Reviewed on: 6th May 2026
David M's avatar
David M

The flexibility tops all other financial providers.

5
The flexibility tops all other financial providers. Customer services are quick and extremely efficient. Reviewed on: 6th May 2026
Polina Walton's avatar
Polina Walton

I got accepted very fast , everything is very easy t...

5
I got accepted very fast , everything is very easy to set up Reviewed on: 6th May 2026
Mariyana Vasileva's avatar
Mariyana Vasileva

Full satisfaction!

5
Great customer service and super easy is to use PayPal with convenient payback possibilities. Just love it! Reviewed on: 6th May 2026
Kamilka 's avatar
Kamilka

A trusty worthy organisation.

5
a trusty worthy organisation. Easy and helpful. Reviewed on: 6th May 2026
KB's avatar
KB

Love the staff and the experience with you

5
Love the staff and the experience with you Reviewed on: 6th May 2026
Virgil A's avatar
Virgil A

Always there and always on hand for emergencies

5
Always there and always on hand for emergencies Reviewed on: 6th May 2026
Kirsty B's avatar
Kirsty B

Safe, secure, reliable payment process.

5
Safe, secure, reliable payment process. Reviewed on: 6th May 2026
Sheree's avatar
Sheree

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