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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177054 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177062)

Very simple to use and the app is easy to...

Very simple to use and the app is easy to navigate Reviewed on: 7th July 2026

It’s a really helpful and convenient way to spread t...

It’s a really helpful and convenient way to spread the cost of things. Reviewed on: 7th July 2026

All time I call get help in all excellent...

All time I call get help in all excellent Reviewed on: 7th July 2026

Extremely reliable and safe to use

Extremely reliable and safe to use Reviewed on: 7th July 2026

Issues dealt with promptly easy to speak with

Issues dealt with promptly easy to speak with Reviewed on: 7th July 2026

Making things affordable to spread the cost

This is good for budgeting your finances and when you can’t afford something in one go spreading the cost on o% for four months is excellent Reviewed on: 7th July 2026

A fantastic experience with PayPal Credit

I’ve had such a fantastic experience with PayPal Credit. It has helped me get items I would not be able to get if not for PayPal Credit. Because of this highly positive experience, I will recommend PayPal Credit to my friends and family. Reviewed on: 7th July 2026

Managed to pay my collage fees, I was doing a course...

Managed to pay my collage fees, I was doing a course but didn't have full payment, I used PayPal to pay my fees. Reviewed on: 7th July 2026

Service has always been excellent for me

Service has always been excellent for me Reviewed on: 7th July 2026

THE BEST IN ALL OVER ALL..

I’ve experience great customer service especially when my purse was stolen and didn’t know what to do…whether is a big problem or small problem customer service will come through for you Reviewed on: 7th July 2026

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