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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,240 reviews, last reviewed 17th May 2026
2692950% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service Reliable and helpful and quick and easy way to pay for your goods and services Reviewed on: 17th May 2026
Joyce B's avatar
Joyce B

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109240)

Has been extremely helpful when I have needed to pur...

5
Has been extremely helpful when I have needed to purchase things I need and paying over time Reviewed on: 6th May 2026
Chris's avatar
Chris

I've never had any trouble using PayPal credit, it's...

5
I've never had any trouble using PayPal credit, it's very easy to use and sometimes a blessing when I've left my wallet at home as it's easy to use by mobile phone. Reviewed on: 6th May 2026
Matt Forsyth's avatar
Matt Forsyth

PayPal are always very good at communicating and doi...

5
PayPal are always very good at communicating and doing check on suspicious activity too even when you call up to speak to someone they are really helpful Reviewed on: 6th May 2026
Scott M's avatar
Scott M

PayPal is very easy to use on lots of numerous shopp...

5
PayPal is very easy to use on lots of numerous shopping sites and feel safer than using your own bank account details or card details Reviewed on: 6th May 2026
Ruma's avatar
Ruma

Ease of use Easy to use

5
Easy to use and navigate around payments Reviewed on: 6th May 2026
Shelley 's avatar
Shelley

Easy to deal with, efficient and clear.

5
Easy to deal with, efficient and clear. Very flexible. Reviewed on: 6th May 2026
Adem K's avatar
Adem K

So much easier having paypal credit.

5
So much easier having paypal credit. Can purchase online and not having to worry about money. Easy to manage, especially when you have buy and pay later. It comes in handy especially at Christmas and for birthdays. Don't have to worry about not having the money to hand. Nice to know I have a safe net if im short of cash or something comes up in emergency. I know I have paypal to use Reviewed on: 6th May 2026
Rebecca B's avatar
Rebecca B

Just brilliant.

5
Just brilliant. Pay over 4 months zero percent, excellent customer service if anything goes wrong. Very convenient way of making payments online! Reviewed on: 6th May 2026
Andrew 's avatar
Andrew

Easy, convenient and safe.

5
Easy, convenient and safe. I feel protected whenever I use paypal and customer service is so helpful. Reviewed on: 6th May 2026
USMAN G's avatar
USMAN G

PayPal credit review

5
I’ve been using PayPal Credit for a while now and it’s been a really convenient way to manage larger purchases. The application process was straightforward, and I like how easy it is to use directly through PayPal at checkout. The option for interest-free payments on qualifying purchases has been especially helpful for spreading costs without extra stress. Reviewed on: 6th May 2026
Mustafa H's avatar
Mustafa H

Review PayPal: PayPal Credit now

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