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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177018 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177030)

Really easy to use and very convenient and as it’s P...

Really easy to use and very convenient and as it’s PayPal, it’s secure and safe Reviewed on: 7th July 2026

Good experience would recommend.

Good experience would recommend. Will pass on to family and friends Reviewed on: 7th July 2026

Credit without interest

Pay in 3 gives us more time to pay back without interest Reviewed on: 7th July 2026

We highly appreciate PayPal service.

We highly appreciate PayPal service. Reviewed on: 7th July 2026

Great experience , highly recommended

Great experience , highly recommended Reviewed on: 7th July 2026

perfect system easy and safe easy to use and flexible

perfect system easy and safe easy to use and flexible Reviewed on: 7th July 2026

Never let me down always been very reliable

Never let me down always been very reliable Reviewed on: 7th July 2026

I love that PayPal credit is a great option to sprea...

I love that PayPal credit is a great option to spread the cost over longer period of time. It just means that you can buy that much needed replacement carpet cleaner or have the opportunity to treat yourself to something special for a milestone birthday. It really has been a fantastic payment choice more times, than not lately and definitely not the last. Its been quick, easy and hassle free for the purchases that I have needed sooner, rather than later. With very manageable repayments amount every month. Which is great knowing the fixed amount that will be paid back at payday. With control after the first repayment to change the date. Reviewed on: 7th July 2026

Good & Bad about service

I like the security of the service but once when I had a problem sending money abroad I had difficulty trying to speak to someone about the issue I had. Reviewed on: 7th July 2026

I found PayPal easy to use, value for money.

I found PayPal easy to use, value for money. I found their four months interest free very helpful as it helps me to be financially stable and robust given me ample time to sort out my payment. Reviewed on: 7th July 2026

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