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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176972 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176983)

Easy to use.

Easy to use. Friendly helpful service Reviewed on: 7th July 2026

Easy to use and generous interest-free options

I used PayPal Credit to spread the cost of my laptop as a student. It was within the limit for me to get it interest-free as long as I paid it back in time which was perfect for me. The website was super easy to use and keep track of when my next payment was due, as well as being able to set it up to pay automatically so I didn't have to worry about remembering. It worked perfectly for me and I'd definitely use it again if I need to spread the cost of a big purchase in the future. Reviewed on: 7th July 2026

I have been totally amazed how easy it was to get se...

I have been totally amazed how easy it was to get set up very impressed. Everything was explained from the beginning. Reviewed on: 7th July 2026

Convenient and Safe

Very easy and convenient to use the payment method. Secured and feels so safe. Reviewed on: 7th July 2026

Always easy and smooth.

Always easy and smooth. The point system is also very good. Reviewed on: 7th July 2026

It’s amazing and fantastic and obviously super star

It’s amazing and fantastic and obviously super star Reviewed on: 7th July 2026

Great service

When I’ve had to contact PayPal regarding an issue, they resolved it clearly and satisfactorily. Reviewed on: 7th July 2026

Always safe reliable very pleased with service !

Always safe reliable very pleased with service !!!cannot fault pay pal !!! Fast efficient ! Reviewed on: 7th July 2026

I like the PayPal credit it gives you four months to...

I like the PayPal credit it gives you four months to pay I always use PayPal for everything I buy to get points Reviewed on: 7th July 2026

I've had a positive experience with PayPal Credit.

I've had a positive experience with PayPal Credit. The application process was straightforward, and the flexible payment options have helped me manage larger purchases more comfortably. The online account management is easy to use, and statements are clear and transparent. Reviewed on: 7th July 2026

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