Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,162 reviews, last reviewed 17th May 2026
2689400% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Whenever I need extra money to buy some stuff in eme... Whenever I need extra money to buy some stuff in emergency situations, like washing machine or hob, I always can use PayPal credit which is great! Reviewed on: 17th May 2026
Pauli's avatar
Pauli

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (109162)

I have never had a problem never have been refused c...

5
I have never had a problem never have been refused credit Reviewed on: 6th May 2026
STAN's avatar
STAN

having been a user for many years, I have nothing bu...

5
having been a user for many years, I have nothing but an excellent experience. Reviewed on: 6th May 2026
Robin Miller's avatar
Robin Miller

All Good - Great Service - Excellent Stuff.

5
All Good - Great Service - Excellent Stuff... Reviewed on: 6th May 2026
X's avatar
X

excellent service

5
if items don't arrive a refund is issued, the same with dodgy goods and electricals Reviewed on: 6th May 2026
Phil M's avatar
Phil M

Credit..

5
Without Paypal credit i wouldn't have been able to afford some of my purchases. Reviewed on: 6th May 2026
James potts's avatar
James potts

Quick easy and efficient.

5
All or any problems have been resolved quickly and efficiently. Great polite staff. Reviewed on: 6th May 2026
Christopher A's avatar
Christopher A

Great customer service

5
Ii had been duped into buying a product and paypal reimbursed me fully with great customer service Reviewed on: 6th May 2026
Pablo's avatar
Pablo

Love using PayPal it's very safe.

5
Love using PayPal it's very safe. Great customer service Reviewed on: 6th May 2026
Alison Kay 's avatar
Alison Kay

PayPal credit statement transparency

3
I think PayPal credit statements need to be far more transparent. Purchases that are not on the 4 month offer are often missing and do not give the customer transparency where they are incurring interest rates Reviewed on: 6th May 2026
Charlotte B's avatar
Charlotte B

Just Love PayPal

5
Easy, convenient and secure way of shopping! Reviewed on: 6th May 2026
DawnW's avatar
DawnW

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill