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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176907 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176915)

Great company

Great company, easy to deal with and extremely informative, provides a transparent platform to help with everyday finances plus added extras. Reviewed on: 7th July 2026

Never had any problems

Never had any problems always been able to get questions answered ( it’s simple you lend you pay on time no problem. Yes, can’t really say more genuinely happy with PayPal credit ( I only use it when I am certain I can afford it Reviewed on: 7th July 2026

Excellent service

I’ve used PayPal credit many times & found it to be quick, user friendly & good value for money. Reviewed on: 7th July 2026

Always easy and quick to do purchases with PayPal Cr...

Always easy and quick to do purchases with PayPal Credit. Good APR rate as well Reviewed on: 7th July 2026

Recently had an issue with a credit plan and they we...

Recently had an issue with a credit plan and they were excellent help to sort out my issues, cant recommend enough. Reviewed on: 7th July 2026

Always there to help

Is there when you need it . Using quite a lot the pay in 3 option Reviewed on: 7th July 2026

It's like a Maize

Due to too much offers display but not proper explanation how to get around those offers makes a person confuse. Reviewed on: 7th July 2026

I absolutely love this platform

I absolutely love this platform…It enables me to buy things I may not be able to afford all the time. Reviewed on: 7th July 2026

Safe PayPal

I feel alot safer buying online using PayPal rather than my bank. Reviewed on: 7th July 2026

Keeping you in the know securely

Monthly information, secure information and processes for clarifying yourself and responsive to correspondence Reviewed on: 7th July 2026

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