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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176853)

You have good protection with pay pal

5
You have good protection with pay pal paying by pay pal is easy I've never had a problem with them Reviewed on: 7th July 2026

I trust PayPal

5
PayPal is easy to use, but more importantly I trust them Reviewed on: 7th July 2026

Good service

5
Good service .Happy to recommend. Reviewed on: 7th July 2026

PayPal Review

5
I have found PayPal to be easy to use and never had any problems with the app or using it to pay for goods. Reviewed on: 7th July 2026

Reliable

5
Been with paypal for many years...I find them reliable..fast payments...and not to worry if you don't have your bank card to hand... Reviewed on: 7th July 2026

PayPal is a useful tool to shop.

5
PayPal is a useful tool to shop. Accepted everywhere and provides us with many payment options that helps to fit your budget. Wonderful. Reviewed on: 7th July 2026

PayPal works

4
Easy to use, straightforward transaction and good credit options Reviewed on: 7th July 2026

Brilliant

5
Easy to use App extremely helpful if any problems occur and great to use either pay later, PayPal credit or to use instead of your bank card Reviewed on: 7th July 2026

Used PayPal for years, peace of mind and ease of...

5
Used PayPal for years, peace of mind and ease of use Reviewed on: 7th July 2026

I have been using PayPal and PayPal credit for many...

5
I have been using PayPal and PayPal credit for many years, it’s been a go to for online purchases big and small. PayPal credit with the 0% offers has been great. I intend to keep using the services for years to come Reviewed on: 7th July 2026

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