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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109048 reviews)

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4.90

Based on 109,048 reviews, last reviewed 17th May 2026

2684100% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple to use Simple to use, great for buying online and spreading the cost. It’s my go to as I know I’m safe with PayPal and I know I’m protected if a purchase goe... Read more Reviewed on: 17th May 2026

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109048)

Easy and straightforward to manage

Easy and straightforward to manage Reviewed on: 6th May 2026

Handy that it's integrated into most sites as a paym...

Handy that it's integrated into most sites as a payment option... Reviewed on: 6th May 2026

Is efficient save and quick to respond to any custom...

Is efficient save and quick to respond to any customer queries with full refund in minutes Reviewed on: 6th May 2026

the best

very happy , i will recommend your services Reviewed on: 6th May 2026

The most needed friend

I was continuously applying for credit cards because I needed some emergency money . PayPal credit comes as a best buddy. Now I am tension free. Thanks to Paypal. Reviewed on: 6th May 2026

Have your cake and eat it too.

If you need an item that pushes your budget too far in that month., PayPal allows you to spread the cost at 0% interest. Reviewed on: 6th May 2026

Paypal agents for friendly and knowledgeable and als...

Paypal agents for friendly and knowledgeable and also able to quickly deal with any issues. Reviewed on: 6th May 2026

Easy to use excellent service Updates app always ava...

Easy to use excellent service Updates app always available Reviewed on: 6th May 2026

Never had any problems with the service, always wor...

Never had any problems with the service, always works very well Reviewed on: 6th May 2026

I have used Paypal credit several times to purchase...

I have used Paypal credit several times to purchase items from many retailers over the last three years,it is a great way of spreading the cost over three moths without paying any credit charges,more importantly it is quick and easy when making a purchase, no credit application forms or contracts with other providers to consider, especially easy when reviewing purchases. all the transaction history in one place in one account. An excellent solution to get credit. Reviewed on: 6th May 2026

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