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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176680 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176703)

I have nothing but good things to say

I have nothing but good things to say about this service, The customer service is excellent, the payments are manageable, access to funds is easy and accepted on most sites, and the app is very easy and clear to use Reviewed on: 7th July 2026

Great product and flexible options

Great product and flexible options Reviewed on: 7th July 2026

Paypal credit for a new phone.

I used Paypal credit for a new phone. It was incredibly easy to set up. In regards to any queries and questions I had, I was able to easily get in contact with customer services. They were readily available to offer support and guidance. Reviewed on: 7th July 2026

I use PayPal quite often and have recommended them t...

I use PayPal quite often and have recommended them to family and friends and will continue to do so Reviewed on: 7th July 2026

Always my first payment option.

I always use PP whenever the option is available. Feels secure and protected if items don't arrive or, are faulty. Reviewed on: 7th July 2026

Find it so easy to use, very convenient and helps me...

Find it so easy to use, very convenient and helps me order without paying straight away. Reviewed on: 7th July 2026

Positive experience with a scam website where PayPal...

Positive experience with a scam website where PayPal issues a refund. Easy to use PayPal credit. Reviewed on: 7th July 2026

Premier & trusted payment & credit system

I love the ease & convenience of using Paypal, & the credit service is another big bonus for giving you time to pay for those more expensive transactions, & even some of the smaller ones! It's reassuring to know it's there when needed, & I'll def be using it again. Reviewed on: 7th July 2026

Safe & Simple

Simple secure process with good back-up from a fair dispute process Reviewed on: 7th July 2026

Quick and easy to do the job ,also pay system is the...

Quick and easy to do the job ,also pay system is the best Reviewed on: 7th July 2026

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