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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,010 reviews, last reviewed 17th May 2026
2682400% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience :) would reccomend PayPal for f... Very good experience :) would reccomend PayPal for finances Reviewed on: 17th May 2026
Lily 's avatar
Lily

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109010)

Used PayPal for years, it’s easy and great

5
Used PayPal for years and it’s easy to use, great customer service with great responses and quickness Reviewed on: 6th May 2026
Ws 's avatar
Ws

Ease of use, clear and enabling.

5
To be honest, paypal as a service is very helpful, easy to use and available at for almost any kind of purchase. So nice having a simple app, making g easy of management and it has allowed me to make purchases I would never have been able to, and the Interest rates are very clear, with 0% options over short terms that I have utilised. I simply love it, so much better than a bank or finance agreements that retailers try to 'sell' you. Reviewed on: 6th May 2026
Ryan A's avatar
Ryan A

It’s very good and give good credit limit and easy t...

5
It’s very good and give good credit limit and easy to use Reviewed on: 6th May 2026
Aj's avatar
Aj

Helpful when i needed it, easy to apply

5
Helpful when i needed it, easy to apply and T&C's clear and concise Reviewed on: 6th May 2026
Anna W's avatar
Anna W

A good trustworthy company.

5
PayPal are always good trustworthy secure company.when paying with PayPal i always have peace of mind.any time there is an issue with a transaction it gets sorted straight away. Reviewed on: 6th May 2026
David John perry's avatar
David John perry

I just love PayPal, they are my safe space when purc...

5
I just love PayPal, they are my safe space when purchasing online. I know they protect me as a customer when the retailer isn’t there with their customer service support. I don’t worry because I know PayPal will have my back and is ready to step in! Reviewed on: 6th May 2026
Iga Wysocka's avatar
Iga Wysocka

PayPal credit review

5
Great service all round. Easy to talk to a person on the phone, always helpful and understanding. Easy to apply online and Easy to use the PayPal site and very easy to make payments either online or by direct debit. Reviewed on: 6th May 2026
Pauline D's avatar
Pauline D

Been using paypal for 10 years, for all my purchases.

5
Been using paypal for 10 years, for all my purchases. Paypal credit is amazing, specially with 4months 0% interest plan. I make all my big purchases with it. Reviewed on: 6th May 2026
Par's avatar
Par

Safe online shopping

5
PayPal have been very good at my protecting my purchases. They have disputed undelivered items with success and I feel I can use PayPal and not worry about my money and purchases. Aldo use PayPal for a pool to accrue fees from colleagues to pay for social gatherings. Very easy and handy to have Reviewed on: 6th May 2026
Janeywill's avatar
Janeywill

I have had a very good customer service.

5
I have had a very good customer service.PayPal team was amazing when I rang them. Reviewed on: 6th May 2026
Paul Mukwende's avatar
Paul Mukwende

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