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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Just poor service with PayPal, they can't get a sim...

Just poor service with PayPal, they can't get a simple task like change a phone number over to a new number Reviewed on: 14th May 2024

It's been a good experience since I join paypal

It's been a good experience since I join paypal Reviewed on: 14th May 2024

PayPal Credit- easy & not expensive

PayPal credit was just a better choice than anything else Reviewed on: 14th May 2024

Great banking facility

I like PayPal Good start, but tell us a little more. Reviewed on: 14th May 2024

I always use PayPal credit the 4 month free interest...

I always use PayPal credit the 4 month free interest one Reviewed on: 14th May 2024

Great product that is easy to use and readily availa...

Great product that is easy to use and readily available when required. Reviewed on: 14th May 2024

It's been really helpful and valuable

It's been really helpful and valuable Reviewed on: 14th May 2024

Great service

I have never had an issue. The credit option is great with no additional costs as of yet. Reviewed on: 14th May 2024

Good credit service

Good service easy to use especially on the app. Reviewed on: 14th May 2024

I so happy with PayPal easy and a llt of benefits, h...

I so happy with PayPal easy and a llt of benefits, helped me a lot to get my money back from any company not give good service. Reviewed on: 14th May 2024

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